Valuation dashboard for City Holding Company (CHCO) with P/E 15.74, P/B 2.50, EV/EBITDA 13.16 and dividend yield 2.42%. DCF, Graham Number and Earnings Power Value models plus sector comparison against other Financial Services companies.
City Holding Company operates as the parent entity for City National Bank of West Virginia, offering a broad spectrum of financial services including banking, wealth management, and investment solutions throughout the United States. Its product suite features various deposit accounts like checking, savings, money market, certificates of deposit, and individual retirement accounts.
Analysis Summary
City Holding Company reported revenue of $392.1M in the most recent fiscal year, growing at a 5-year CAGR of 9.0%. Net income reached $130.5M, with a 7.8% 5-year CAGR.
Trailing-twelve-month margins: gross margin 78.8%, operating margin 38.0%, net margin 34.7%.
At the current price of $143.82, CHCO trades at a P/E of 15.74 and an ROE of 16.41%. Market capitalisation stands at $2.0B.
Balance sheet quality for CHCO: current ratio of 0.2. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 15.74 |
| Price / Book | 2.50 |
| EV / EBITDA | 13.16 |
| Dividend Yield | 2.42% |
Valuation Models
| DCF Fair Value | $153.81 |
| vs Current Price | +6.9% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| CHCO | City Holding Company | $2.0B | 15.74 | 2.50 | 16.4% |
| EFSC | Enterprise Financial Services Corp | $2.2B | 12.23 | 1.11 | 9.4% |
| NWBI | Northwest Bancshares, Inc. | $2.3B | 14.84 | 1.19 | 8.1% |
| NIC | Nicolet Bankshares, Inc. | $2.9B | 8.8% | ||
| FCF | First Commonwealth Financial Corporation | $2.2B | 13.15 | 1.40 | 10.8% |
| STEL | Stellar Bancorp, Inc. | $2.0B | 19.18 | 1.20 | 6.4% |
| OFG | OFG Bancorp | $2.2B |
Price
| Price | $143.82 |
| Market Cap | $2.0B |
| Exchange | NASDAQ |
| Country | US |
Profitability
| Return on Equity | 16.41% |
| Return on Invested Capital | 8.09% |
| Return on Assets | 1.95% |
| Gross Margin | 78.78% |
| Operating Margin | 38.00% |
| Net Margin | 34.71% |
Related companies: CCB · EFSC · FCF · LKFN · NIC · NWBI · OFG
Explore sector: Financial Services · Banks - Regional
More sections of CHCO: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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