Valuation dashboard for Dlocal Limited (DLO) with P/E 19.06, P/B 7.10, EV/EBITDA 11.72 and dividend yield 1.52%. DCF, Graham Number, EPS growth, peer multiples and dividend discount models plus sector comparison against other Technology companies.
DLocal Limited, together with its subsidiaries, provides payment processing services worldwide. The company offers a robust pay-in solution to help global merchants expand their online presence and receive payments, including international and local cards, online bank transfers, direct debit, cash, and hundreds of alternative payment methods (APMs). It also provides pay-in solutions for cross-border and local-to-local transactions, as well as pay-out solutions.
Analysis Summary
Dlocal Limited reported revenue of $1.09B in the most recent fiscal year, growing at a 5-year CAGR of 60.0%. Net income reached $196.8M, with a 47.5% 5-year CAGR.
Trailing-twelve-month margins: gross margin 34.3%, operating margin 17.4%, net margin 15.0%.
At $12.96 (closing price, October 30, 2026), DLO trades at a P/E of 19.06 and an ROE of 37.65%. Market capitalisation stands at $3.8B.
Balance sheet quality for DLO: current ratio of 1.5. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 19.06 |
| Price / Book | 7.10 |
| EV / EBITDA | 11.72 |
| Dividend Yield | 1.52% |
Valuation Models
| DCF Fair Value | $87.57 |
| vs Current Price | +575.7% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| DLO | Dlocal Limited | $3.8B | 19.06 | 7.10 | 37.6% |
| PYPL | PayPal Holdings, Inc. | $47.4B | 10.88 | 2.48 | 23.8% |
| ACIW | ACI Worldwide, Inc. | $5.7B | 25.84 | 3.82 | 15.1% |
| EEFT | Euronet Worldwide, Inc. | $2.4B | 10.27 | 2.22 | 22.2% |
| PAYO | Payoneer Global Inc. | $2.4B | 52.04 | 3.69 | 7.3% |
| GPN | Global Payments Inc. | $25.6B | 1.09 | -4.1% | |
| FOUR | Shift4 Payments, Inc. | $4.2B | 68.51 | 1.96 | 5.6% |
| PAGS | PagSeguro Digital Ltd. | $2.2B | 5.73 | 0.80 | 14.6% |
Price
| Price | $12.96 (closing price, October 30, 2026) |
| Market Cap | $3.8B |
| Exchange | NASDAQ |
| Country | UY |
Profitability
| Return on Equity | 37.65% |
| Return on Invested Capital | 31.76% |
| Return on Assets | 9.31% |
| Gross Margin | 34.28% |
| Operating Margin | 17.44% |
| Net Margin | 15.04% |
Related companies: PYPL · ACIW · EEFT · PAYO · GPN · FOUR · PAGS
Explore sector: Technology · Software - Infrastructure
More sections of DLO: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
Discover more: Weekly Radar: the S&P 500 through the Buffett and Lynch methods · Companies that pass the Buffett method · Companies that pass the Lynch method · Stocks that pass Graham's defensive investor test today · Investment Academy — learn to analyze stocks