Wall Street analyst estimates for Essent Group Ltd. (ESNT): consensus price target, buy/hold/sell recommendations and forecasts for revenue and EPS for the upcoming fiscal years.
Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors in the United States. It operates through two segments, Mortgage Insurance and Reinsurance. The company’s mortgage insurance products include primary, pool, and master policy.
Revenue and EPS estimates
| Fiscal year | Revenue (average) | Revenue (low – high) | EPS (average) | Analysts |
|---|---|---|---|---|
| 2026E | $1.4B | $1.3B – $1.4B | $7.51 | 6 |
| 2027E | $1.4B | $1.4B – $1.5B | $7.78 | 6 |
Figures in USD · consensus as of October 29, 2026
Analyst Consensus
| Strong Buy | 0 |
| Buy | 11 |
| Hold | 7 |
| Sell | 1 |
| Strong Sell | 0 |
| Total analysts | 19 |
| Avg rating (−2 sell to +2 buy) | 0.53 |
Recent Earnings Surprises
| Date | EPS Actual | EPS Est. | vs Est. |
|---|---|---|---|
| 2026-11-06 | $1.85 | ||
| 2026-08-07 | $2.08 | $1.76 | +18.2% |
| 2026-05-08 | $1.82 | $1.75 | +4.0% |
| 2026-02-13 | $1.60 | $1.74 | -8.0% |
| 2025-11-07 | $1.67 | $1.77 | -5.6% |
| 2025-08-08 | $1.93 | $1.68 | +14.9% |
| 2025-05-09 | $1.69 | $1.65 | +2.4% |
| 2025-02-14 | $1.58 | $1.67 | -5.4% |
Valuation Ratios
| P/E Ratio | 9.35 |
| Price / Book | 1.09 |
| EV / EBITDA | 7.57 |
| Dividend Yield | 2.01% |
Income Statement (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $458.3M | $576.5M | $719.4M | $867.6M | $955.2M | $1.03B | $1.02B | $1.13B | $1.27B | $1.26B |
| Cost of Revenue | 0 | $27.2M | $11.6M | $33.0M | $301.3M | $31.1M | -$174.7M | $31.5M | $81.2M | $149.3M |
| Gross Profit | $458.3M | $549.3M | $707.8M | $834.6M | $653.9M | $997.5M | $1.19B | $1.10B | $1.19B | $1.11B |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling, General & Admin | $84.0M | $91.0M | $90.1M | $93.7M | $93.1M | $101.3M | $100.3M | $114.9M | $136.4M | 0 |
| Operating Expenses | $146.4M | $150.7M | $161.1M | $175.5M | $163.8M | $175.1M | $204.9M | $276.5M | $330.4M | $289.7M |
| Operating Income | $311.9M | $398.6M | $546.7M | $659.1M | $490.1M | $822.3M | $988.2M | $823.0M | $855.5M | $821.9M |
| EBITDA | $316.4M | $407.7M | $560.3M | $673.0M | $502.5M | $834.0M | $1.01B | $857.7M | $896.6M | $859.8M |
| Interest Expense | $426,000 | $5.2M | $10.2M | $10.2M | $9.1M | $8.3M | $15.6M | $30.1M | $35.3M | $32.7M |
| Pre-tax Income | $311.9M | $398.6M | $546.7M | $659.1M | $490.1M | $822.3M | $988.2M | $823.0M | $855.5M | $821.9M |
| Income Tax | $89.3M | $18.8M | $79.3M | $103.3M | $77.1M | $140.5M | $156.8M | $126.6M | $126.1M | $131.9M |
| Net Income | $222.6M | $379.7M | $467.4M | $555.7M | $413.0M | $681.8M | $831.4M | $696.4M | $729.4M | $690.0M |
| EPS | $2.45 | $4.07 | $4.80 | $5.68 | $3.89 | $6.13 | $7.75 | $6.56 | $6.92 | $6.97 |
| EPS (Diluted) | $2.41 | $3.99 | $4.77 | $5.66 | $3.88 | $6.11 | $7.72 | $6.50 | $6.85 | $6.90 |
| Shares Outstanding (Diluted) | 92.2 M | 95.2 M | 98.0 M | 98.2 M | 106.4 M | 111.6 M | 107.7 M | 107.1 M | 106.5 M | 100.0 M |
Price
| Price | $67.02 (closing price, October 30, 2026) |
| Market Cap | $6.0B |
| Exchange | NYSE |
| Country | BM |
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Explore sector: Financial Services · Insurance - Specialty
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