Wall Street analyst estimates for First Citizens BancShares, Inc. (FCNCA): consensus price target, buy/hold/sell recommendations and forecasts for revenue, EPS and EBITDA for the upcoming fiscal years.
First Citizens BancShares, Inc. (FCNCA) functions as the parent company for First-Citizens Bank & Trust Company, offering a comprehensive suite of retail and commercial banking services to individuals, businesses, and professionals. Its deposit offerings encompass various account types, including checking, savings, money market, and certificates of deposit (time deposit accounts).
Recent Earnings Surprises
| Date | EPS Actual | EPS Est. | vs Est. |
|---|---|---|---|
| 2026-10-23 | $45.83 | ||
| 2026-07-23 | $0.57 | $0.41 | +40.3% |
| 2026-04-23 | $44.86 | $39.56 | +13.4% |
| 2026-01-23 | $0.51 | $0.44 | +16.5% |
| 2025-10-23 | $44.62 | $41.87 | +6.6% |
| 2025-07-25 | $44.78 | $39.71 | +12.8% |
| 2025-04-24 | $37.79 | $37.91 | -0.3% |
| 2025-01-24 | $45.10 | $39.32 | +14.7% |
Valuation Ratios
| P/E Ratio | 11.09 |
| Price / Book | 1.09 |
| EV / EBITDA | 12.34 |
| Dividend Yield | 0.41% |
Income Statement (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.34B | $1.45B | $1.59B | $1.79B | $1.92B | $1.90B | $5.10B | $12.64B | $14.94B | $14.50B |
| Cost of Revenue | $76.0M | $69.5M | $65.3M | $124.1M | $154.0M | $24.0M | $1.11B | $5.05B | $5.64B | $5.59B |
| Gross Profit | $1.26B | $1.38B | $1.52B | $1.67B | $1.76B | $1.88B | $3.98B | $7.58B | $9.30B | $8.91B |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling, General & Admin | $559.1M | $642.2M | $686.9M | $703.1M | $745.0M | $783.0M | $1.68B | $3.12B | $3.51B | $4.25B |
| Operating Expenses | $913.0M | $839.6M | $1.02B | $1.07B | $1.14B | $1.17B | $2.62B | -$4.49B | $5.71B | $5.94B |
| Operating Income | $351.1M | $543.7M | $503.6M | $592.0M | $618.0M | $701.0M | $1.36B | $12.08B | $3.59B | $2.97B |
| EBITDA | $461.7M | $657.3M | $624.0M | $719.7M | $751.0M | $844.0M | $1.90B | $12.02B | $3.72B | $3.40B |
| Interest Expense | $43.1M | $43.8M | $36.9M | $92.6M | $96.0M | $61.0M | $467.0M | $3.68B | $5.21B | $4.96B |
| Pre-tax Income | $351.1M | $543.7M | $503.6M | $592.0M | $618.0M | $701.0M | $1.36B | $12.08B | $3.59B | $2.97B |
| Income Tax | $125.6M | $219.9M | $103.3M | $134.7M | $126.0M | $154.0M | $264.0M | $611.0M | $815.0M | $765.0M |
| Net Income | $225.5M | $323.8M | $400.3M | $457.4M | $492.0M | $547.0M | $1.10B | $11.47B | $2.78B | $2.21B |
| EPS | $18.77 | $26.96 | $33.53 | $41.05 | $47.50 | $53.88 | $67.47 | $785.18 | $189.42 | $165.76 |
| EPS (Diluted) | $18.77 | $26.96 | $33.53 | $41.05 | $47.50 | $53.88 | $67.40 | $784.55 | $189.41 | $165.76 |
| Shares Outstanding (Diluted) | $12.0M | $12.0M | $11.9M | $11.1M | $10.1M | $9.8M | $15.6M | $14.5M | $14.3M | $12.4M |
Price
| Price | $2,091.07 |
| Market Cap | $23.8B |
| Exchange | NASDAQ |
| Country | US |
Related companies: BAP · CFG · HBAN · KEY · MTB · RF · SHG
Explore sector: Financial Services · Banks - Regional
More sections of FCNCA: Overview · Financials · Valuation · Statistics · Technical · Ownership · News · Events
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