Valuation dashboard for First Citizens BancShares, Inc. (FCNCA) with P/E 11.09, P/B 1.09, EV/EBITDA 12.34 and dividend yield 0.41%. DCF, Graham Number, EPS growth, peer multiples and dividend discount models plus sector comparison against other Financial Services companies.
First Citizens BancShares, Inc. (FCNCA) functions as the parent company for First-Citizens Bank & Trust Company, offering a comprehensive suite of retail and commercial banking services to individuals, businesses, and professionals. Its deposit offerings encompass various account types, including checking, savings, money market, and certificates of deposit (time deposit accounts).
Analysis Summary
First Citizens BancShares, Inc. reported revenue of $14.50B in the most recent fiscal year, growing at a 5-year CAGR of 49.9%. Net income reached $2.21B, with a 35.0% 5-year CAGR.
Trailing-twelve-month margins: gross margin 64.0%, operating margin 21.9%, net margin 16.3%.
At the current price of $2,091.07, FCNCA trades at a P/E of 11.09 and an ROE of 9.92%. Market capitalisation stands at $23.8B, placing it among large-cap names.
Balance sheet quality for FCNCA: current ratio of 1.0. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 11.09 |
| Price / Book | 1.09 |
| EV / EBITDA | 12.34 |
| Dividend Yield | 0.41% |
Valuation Models
| DCF Fair Value | $17,567.32 |
| vs Current Price | +740.1% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| FCNCA | First Citizens BancShares, Inc. | $23.6B | 11.09 | 1.09 | 9.9% |
| HBAN | Huntington Bancshares Incorporated | $31.0B | 11.44 | 0.91 | 8.6% |
| USB | U.S. Bancorp | $89.6B | 11.48 | 1.33 | 11.6% |
| SHG | Shinhan Financial Group Co., Ltd. | $38.3B | 9.39 | 0.84 | 9.3% |
| MTB | M&T Bank Corporation | $31.8B | 11.56 | 1.23 | 10.7% |
| BAP | Credicorp Ltd. | $29.7B | 13.88 | 2.68 | 18.9% |
| CFG | Citizens Financial Group, Inc. | $27.2B | 13.98 | 1.04 | 7.0% |
| RF | Regions Financial Corporation | $23.1B | 10.93 | 1.23 | 11.3% |
Price
| Price | $2,091.07 |
| Market Cap | $23.8B |
| Exchange | NASDAQ |
| Country | US |
Profitability
| Return on Equity | 9.92% |
| Return on Invested Capital | 3.29% |
| Return on Assets | 0.96% |
| Gross Margin | 64.04% |
| Operating Margin | 21.88% |
| Net Margin | 16.31% |
Related companies: BAP · CFG · HBAN · KEY · MTB · RF · SHG
Explore sector: Financial Services · Banks - Regional
More sections of FCNCA: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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