Wall Street analyst estimates for FinWise Bancorp (FINW): consensus price target, buy/hold/sell recommendations and forecasts for revenue, EPS and EBITDA for the upcoming fiscal years.
FinWise Bancorp, the parent company of FinWise Bank, delivers a comprehensive suite of banking solutions to both personal and business clients. Its diverse range of deposit offerings includes demand accounts (both interest and non-interest bearing), Negotiable Order of Withdrawal (NOW) accounts, money market accounts, standard checking and savings options, as well as various time deposits and Certificates of Deposit.
Recent Earnings Surprises
| Date | EPS Actual | EPS Est. | vs Est. |
|---|---|---|---|
| 2026-11-04 | $0.21 | ||
| 2026-07-29 | $0.15 | $0.24 | -37.5% |
| 2026-04-30 | $0.20 | $0.33 | -39.4% |
| 2026-01-29 | $0.27 | $0.35 | -22.9% |
| 2025-10-29 | $0.34 | $0.30 | +14.6% |
| 2025-07-24 | $0.29 | $0.23 | +26.5% |
| 2025-04-30 | $0.23 | $0.26 | -9.8% |
| 2025-01-30 | $0.20 | $0.20 | +0.0% |
Valuation Ratios
| P/E Ratio | 12.34 |
| Price / Book | 0.84 |
| EV / EBITDA | 8.35 |
| Dividend Yield | 0.00% |
Income Statement (10y)
| Year | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Revenue | $35.3M | $43.8M | $81.1M | $90.2M | $86.6M | $97.5M | $151.0M |
| Cost of Revenue | $6.8M | $7.0M | $9.3M | $15.0M | $21.6M | $27.0M | $58.9M |
| Gross Profit | $28.5M | $36.8M | $71.8M | $75.3M | $65.0M | $70.4M | $92.1M |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling, General & Admin | $11.9M | $16.8M | $21.7M | $24.5M | $25.8M | $35.2M | $44.2M |
| Operating Expenses | $15.7M | $21.7M | $29.5M | $39.2M | $41.2M | $53.5M | $70.3M |
| Operating Income | $12.8M | $15.1M | $42.3M | $36.0M | $23.8M | $17.0M | $21.8M |
| EBITDA | $13.3M | $16.2M | $43.3M | $38.1M | $27.6M | $22.3M | $26.6M |
| Interest Expense | $1.5M | $1.8M | $1.3M | $1.4M | $10.0M | $15.4M | $20.3M |
| Pre-tax Income | $12.8M | $15.1M | $42.3M | $36.0M | $23.8M | $17.0M | $21.8M |
| Income Tax | $3.2M | $3.9M | $10.7M | $10.9M | $6.4M | $4.2M | $5.7M |
| Net Income | $9.7M | $11.2M | $31.6M | $25.1M | $17.5M | $12.7M | $16.1M |
| EPS | $0.79 | $1.27 | $3.44 | $1.96 | $1.38 | $0.98 | $1.25 |
| EPS (Diluted) | $0.79 | $1.21 | $3.27 | $1.87 | $1.33 | $0.93 | $1.13 |
| Shares Outstanding (Diluted) | $12.2M | $11.9M | $9.1M | $13.4M | $12.9M | $13.2M | $13.6M |
Price
| Price | $12.93 |
| Market Cap | $177M |
| Exchange | NASDAQ |
| Country | US |
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Explore sector: Financial Services · Banks - Regional
More sections of FINW: Overview · Financials · Valuation · Statistics · Technical · Ownership · News · Events
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