Valuation dashboard for FinWise Bancorp (FINW) with P/E 12.34, P/B 0.84, EV/EBITDA 8.35 and dividend yield 0.00%. DCF, Graham Number and Earnings Power Value models plus sector comparison against other Financial Services companies.
FinWise Bancorp, the parent company of FinWise Bank, delivers a comprehensive suite of banking solutions to both personal and business clients. Its diverse range of deposit offerings includes demand accounts (both interest and non-interest bearing), Negotiable Order of Withdrawal (NOW) accounts, money market accounts, standard checking and savings options, as well as various time deposits and Certificates of Deposit.
Analysis Summary
FinWise Bancorp reported revenue of $151.0M in the most recent fiscal year, growing at a 5-year CAGR of 28.1%. Net income reached $16.1M, with a 7.5% 5-year CAGR.
Trailing-twelve-month margins: gross margin 57.7%, operating margin 9.2%, net margin 6.8%.
At the current price of $12.93, FINW trades at a P/E of 12.34 and an ROE of 7.04%. Market capitalisation stands at $177M.
Balance sheet quality for FINW: current ratio of 0.2. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 12.34 |
| Price / Book | 0.84 |
| EV / EBITDA | 8.35 |
| Dividend Yield | 0.00% |
Valuation Models
| DCF Fair Value | $31.28 |
| vs Current Price | +141.9% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| FINW | FinWise Bancorp | $177M | 12.34 | 0.84 | 7.0% |
| 0O84.L | DNB Bank ASA | $487.3B | |||
| MFG | Mizuho Financial Group, Inc. | $133.2B | 15.46 | 1.83 | 12.3% |
| HDB | HDFC Bank Limited | $119.7B | 13.92 | 1.82 | |
| IBN | ICICI Bank Limited | $100.7B | 16.85 | 2.49 | 15.7% |
| SBID.L | State Bank of India | $96.4B | |||
| 0KEF.L | The PNC Financial Services Group, Inc. | $94.3B | 12.97 | 1.49 | 12.3% |
| PNC | The PNC Financial Services Group, Inc. | $92.4B | 13.10 | 1.50 |
Price
| Price | $12.93 |
| Market Cap | $177M |
| Exchange | NASDAQ |
| Country | US |
Profitability
| Return on Equity | 7.04% |
| Return on Invested Capital | 5.97% |
| Return on Assets | 1.48% |
| Gross Margin | 57.69% |
| Operating Margin | 9.16% |
| Net Margin | 6.77% |
Related companies: CHMG · COSO · CZFS · FRST · JMSB · LNKB · MBCN
Explore sector: Financial Services · Banks - Regional
More sections of FINW: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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