Fiserv, Inc. (FISV) Valuation — DCF, Graham & Comparables

Fiserv, Inc. (FISV) — Price $47.86 (closing price, October 28, 2026) — Technology — Information Technology Services — NASDAQ

Latest reported results:

Valuation dashboard for Fiserv, Inc. (FISV) with P/E 9.19, P/B 0.95, EV/EBITDA 7.05 and dividend yield 0.00%. DCF, Graham Number, EPS growth, peer multiples and dividend discount models plus sector comparison against other Technology companies.

Fiserv, Inc. is a global provider of technology solutions for payments and financial services. Its operations are structured into three primary segments: Acceptance, Fintech, and Payments. The Acceptance segment enables businesses to process transactions at the point of sale and through digital channels, offering mobile payment capabilities and robust security and fraud prevention tools.

Analysis Summary

Fiserv, Inc. reported revenue of $21.19B in the most recent fiscal year, growing at a 5-year CAGR of 7.4%. Net income reached $3.48B, with a 29.4% 5-year CAGR.

Trailing-twelve-month margins: gross margin 47.2%, operating margin 21.4%, net margin 13.4%.

At $47.86 (closing price, October 28, 2026), FISV trades at a P/E of 9.19 and an ROE of 10.77%. Market capitalisation stands at $25.5B, placing it among large-cap names.

Balance sheet quality for FISV: current ratio of 1.0. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.

Valuation Ratios

P/E Ratio9.19
Price / Book0.95
EV / EBITDA7.05
Dividend Yield0.00%

Valuation Models

DCF Fair Value$311.65
vs Current Price+551.2%

Peer Comparison

SymbolCompanyMarket CapP/EP/BROE
FISVFiserv, Inc.$25.5B9.190.9510.8%
MAMastercard Incorporated$534.6B33.5795.94232.5%
JKHYJack Henry & Associates, Inc.$11.1B22.685.6923.5%
EEFTEuronet Worldwide, Inc.$2.3B9.602.1522.2%
PAYOPayoneer Global Inc.$2.4B51.823.677.3%
FISFidelity National Information Services, Inc.$18.8B5.591.2222.6%
GPNGlobal Payments Inc.$22.1B0.94-4.1%
FOURShift4 Payments, Inc.$4.0B65.231.835.6%

Price

Price$47.86 (closing price, October 28, 2026)
Market Cap$25.5B
ExchangeNASDAQ
CountryUS

Profitability

Return on Equity10.77%
Return on Invested Capital6.45%
Return on Assets3.46%
Gross Margin47.22%
Operating Margin21.37%
Net Margin13.42%

Related companies: MA · JKHY · EEFT · PAYO · FIS · GPN · FOUR

Explore sector: Technology · Information Technology Services

More sections of FISV: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events

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