Globe Life Inc. (GL) is a publicly traded company in the Financial Services — Insurance - Life industry listed on NYSE. This overview shows the latest price, key valuation ratios, profitability metrics and financial-health indicators used by fundamental investors.
Globe Life Inc. delivers diverse life insurance and supplementary health coverage, alongside annuity products, targeting households in the lower-middle to middle-income brackets throughout the United States. The company's operations are structured into four key segments: Life Insurance, Supplemental Health Insurance, Annuities, and Investments.
Is Globe Life Inc. stock overvalued or undervalued in 2026?
Globe Life Inc. (GL) trades at 10.6× earnings (P/E), against a median of 13.0× across the 324 financial services companies above $2bn in Kaplio's universe. At a P/B justified by its ROE 19.5 % (2.0×) $157 (-1 %); at its peers' median (1.4×) $106 (-33 %).
Kaplio overview: Globe Life Inc.
Market cap $12B · 52 weeks $130 – $186 (14 % below the high) · P/E 10.6× · 2027 expected P/E 9.7× · Dividend 0.79 % · 11 years rising · Next earnings February 3, 2027 · expected EPS $3.60 · Closing price, Oct 30 · accounts published Oct 21.
- Valuation: P/B 2.0× (fairly priced).
- Business: 5-year op. margin 23.0 % (excellent).
- Balance sheet: Debt/Equity 0.44 (fragile).
- Earnings: 3 of 8 (disappointing).
What would it be worth at its usual multiples?
At a P/B justified by its ROE 19.5 % (2.0×) $157 (-1 %); at its peers' median (1.4×) $106 (-33 %). Implied price from applying the reference multiples to today's earnings (or book value, or FFO) per share. Not a fair value: it is where the stock would trade at its usual multiples.
What matters in insurance: 2 of 5 pass
- Book Value / Share growth −2.2 %, fails.
- Debt / Equity 0.44, fails.
- P/B (Price / Book) 2.0×, borderline.
- Op Margin 5y (Combined Ratio proxy) 23.0 %, passes.
- Dividend growth streak 11 años, passes, near the threshold.
Against its peers (reference peers) — Globe Life Inc.: P/E 10.6×; P/B 2.0×; ROE 19.5 %; $12.2B. Unum Group (P/E 21.2×; P/B 1.4×; ROE 6.4 %; $14.4B), Jackson Financial Inc. (P/E 173×; P/B 0.9×; ROE 1.0 %; $9.1B), Voya Financial, Inc. (P/E 16.6×; P/B 2.0×; ROE 12.6 %; $8.9B).
Expensive or cheap against its last ten fiscal years?
P/B at each close: today 2.0× · median 1.9× · minimum 0.9× · maximum 3.1× · cheap below 1.4× · expensive above 2.3×. It has been cheaper than today 59% of the time over its last ten fiscal years.
Dividend
solid · Yield 0.79 % ($1.06 per share in 2025) · Years raising it ≥ 11 · 5-year growth +8 % a year · Free cash flow coverage payout 7 % · With $1,000 invested today you'd collect $7.90 a year ($0.66 a month).
Investor methods verdict
Would Buffett approve Globe Life today?
The Buffett Method approves Globe Life today: it yields 8.1% before tax; it asks for 10%. Business quality: 65 out of 100 (price not included). Kaplio assessment with data from the week of 2026-10-26; not investment advice.
Would Peter Lynch approve Globe Life today?
The Lynch Method approves Globe Life today. Business quality: 100 out of 100 (price not included). Lynch classifies it as an asset play. Kaplio assessment with data from the week of 2026-10-26; not investment advice.
Profitability
| Return on Equity | 19.46% |
| Return on Invested Capital | 0.00% |
| Return on Assets | 0.00% |
| Gross Margin | 21.19% |
| Operating Margin | 9.14% |
| Net Margin | 18.88% |
Financial Health
| Debt / Equity | 0.00 |
| Current Ratio | 0.00 |
| Piotroski F-Score | 9 |
| Altman Z-Score | 1.68 |
Price Performance
| 1 month | -4.07% |
| 3 months | -12.71% |
| Year-to-date | +13.74% |
| 1 year | +20.96% |
| 3 years | +36.70% |
| 5 years | +73.84% |
| 10 years | +151.27% |
Dividend History
Paid in the last 12 months: $1.2600 per share in 4 payments.
| Date | Amount |
|---|---|
| 2026-10-05 | $0.3300 |
| 2026-07-06 | $0.3300 |
| 2026-04-02 | $0.3300 |
| 2026-01-05 | $0.2700 |
| 2025-10-03 | $0.2700 |
| 2025-07-03 | $0.2700 |
| 2025-04-03 | $0.2700 |
| 2025-01-06 | $0.2400 |
| 2024-10-04 | $0.2400 |
| 2024-07-05 | $0.2400 |
Amounts adjusted for stock splits.
Related companies: BHF · MET · PRU · UNM · PRI · JXN · VOYA · LNC
Explore sector: Financial Services · Insurance - Life
More sections of GL: Financials · Valuation · Statistics · Estimates · Technical · Ownership · News · Events
Discover more: Weekly Radar: the S&P 500 through the Buffett and Lynch methods · Companies that pass the Buffett method today · Companies that pass the Lynch method today · Stocks that pass Graham's defensive investor test today · Investment Academy — learn to analyze stocks