Wall Street analyst estimates for HCI Group, Inc. (HCI): consensus price target and buy/hold/sell recommendations.
Headquartered in Tampa, Florida, HCI Group, Inc., originally established in 2006 as Homeowners Choice, Inc. before its name change in May 2013, is a diversified holding company. It conducts business across four main segments: property and casualty insurance, reinsurance, real estate, and information technology.
Analyst Consensus
| Strong Buy | 0 |
| Buy | 10 |
| Hold | 4 |
| Sell | 0 |
| Strong Sell | 0 |
| Total analysts | 14 |
| Avg rating (−2 sell to +2 buy) | 0.71 |
Recent Earnings Surprises
| Date | EPS Actual | EPS Est. | vs Est. |
|---|---|---|---|
| 2026-11-04 | $4.96 | ||
| 2026-08-06 | $5.60 | $5.04 | +11.1% |
| 2026-05-06 | $5.45 | $5.13 | +6.2% |
| 2026-02-25 | $7.25 | $4.87 | +48.9% |
| 2025-11-06 | $4.90 | $2.44 | +100.8% |
| 2025-08-07 | $5.18 | $4.47 | +15.9% |
| 2025-05-08 | $5.35 | $4.49 | +19.2% |
| 2025-02-27 | $0.31 | $-2.75 | +111.3% |
Valuation Ratios
| P/E Ratio | 8.13 |
| Price / Book | 2.09 |
| EV / EBITDA | 3.49 |
| Dividend Yield | 0.81% |
Income Statement (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $258.2M | $244.4M | $231.3M | $241.4M | $275.7M | $402.6M | $492.0M | $550.0M | $749.5M | $900.9M |
| Cost of Revenue | $167.3M | $205.3M | $148.3M | $150.0M | $213.9M | $321.3M | $476.4M | $345.4M | $474.1M | $241.8M |
| Gross Profit | $90.9M | $39.1M | $83.0M | $91.4M | $61.8M | $81.3M | $15.5M | $204.6M | $275.3M | $659.1M |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling, General & Admin | $26.2M | $25.1M | $25.9M | $31.1M | $33.8M | $45.4M | $56.5M | $53.9M | $63.2M | $72.1M |
| Operating Expenses | $44.1M | $54.7M | $56.1M | $55.3M | $24.9M | $70.1M | $84.0M | $87.0M | $101.9M | $229.8M |
| Operating Income | $46.9M | -$15.6M | $26.9M | $36.1M | $36.9M | $11.2M | -$68.4M | $117.7M | $173.4M | $429.3M |
| EBITDA | $63.3M | $10.7M | $56.0M | $57.9M | $57.3M | $23.1M | -$52.8M | $136.9M | $191.0M | $449.7M |
| Interest Expense | $11.1M | $16.8M | $18.1M | $12.9M | $11.6M | $6.3M | $7.6M | $11.1M | $13.3M | $9.2M |
| Pre-tax Income | $46.9M | -$15.6M | $26.9M | $36.1M | $36.9M | $11.2M | -$68.4M | $117.7M | $173.4M | $429.3M |
| Income Tax | $17.8M | -$8.7M | $9.2M | $9.5M | $9.3M | $4.0M | -$13.8M | $28.4M | $45.8M | $108.9M |
| Net Income | $29.0M | -$6.9M | $17.7M | $26.6M | $27.6M | $1.9M | -$58.5M | $79.0M | $110.0M | $299.0M |
| EPS | $2.95 | $-0.81 | $2.25 | $3.32 | $3.55 | $0.23 | $-6.24 | $9.13 | $10.59 | $28.10 |
| EPS (Diluted) | $2.92 | $-0.81 | $2.25 | $3.31 | $3.49 | $0.21 | $-6.24 | $7.62 | $8.89 | $24.87 |
| Shares Outstanding (Diluted) | 10.9 M | 8.6 M | 7.9 M | 10.2 M | 9.7 M | 8.6 M | 8.8 M | 11.0 M | 12.7 M | 12.9 M |
Price
| Price | $197.87 (closing price, October 30, 2026) |
| Market Cap | $2.5B |
| Exchange | NYSE |
| Country | US |
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Explore sector: Financial Services · Insurance - Property & Casualty
More sections of HCI: Overview · Financials · Valuation · Statistics · Technical · Ownership · News · Events
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