Palomar Holdings, Inc. (PLMR) is a publicly traded company in the Financial Services — Insurance - Property & Casualty industry listed on NASDAQ. This overview shows the latest price, key valuation ratios, profitability metrics and financial-health indicators used by fundamental investors.
Palomar Holdings, Inc. functions as an insurance holding company dedicated to providing specialized property coverage for both private homeowners and businesses. Its comprehensive product range encompasses essential offerings such as residential and commercial earthquake policies, commercial all-risk protection, tailored homeowners' insurance, inland marine coverage, and Hawaii hurricane policies.
Is Palomar Holdings, Inc. stock overvalued or undervalued in 2026?
Palomar Holdings, Inc. (PLMR) trades at 18.4× earnings (P/E), against a median of 13.0× across the 324 financial services companies above $2bn in Kaplio's universe. At a P/B justified by its ROE del 21,6 % (2.0×) $79 (-43 %); at its peers' median (2.0×) $81 (-41 %).
Kaplio overview: Palomar Holdings, Inc.
Market cap $4B · 52 weeks $101 – $145 (6 % below the high) · P/E 18.4× · 2027 expected P/E 12.2× · Dividend 0.35 % · Next earnings November 5, 2026 · expected EPS $2.56 · Closing price, Oct 29 · accounts published Aug 4.
- Valuation: P/B 3.5× (expensive).
- Business: 5-year op. margin 25.5 % (excellent).
- Balance sheet: Debt/Equity 0.30 (watch).
- Earnings: 8 of 8 (on track).
What would it be worth at its usual multiples?
At a P/B justified by its ROE del 21,6 % (2.0×) $79 (-43 %); at its peers' median (2.0×) $81 (-41 %). Implied price from applying the reference multiples to today's earnings (or book value, or FFO) per share. Not a fair value: it is where the stock would trade at its usual multiples.
What matters in insurance: 2 of 4 pass
- P/B (Price / Book) 3.5×, fails.
- Debt / Equity 0.30, borderline.
- Op Margin 5y (Combined Ratio proxy) 25.5 %, passes.
- Book Value / Share growth 19.3 %, passes.
- Dividend growth streak n/a: it pays no dividend, info.
Against its peers (reference peers) — Palomar Holdings, Inc.: P/E 18.4×; P/B 3.5×; ROE 21.6 %; $3.6B. Slide Insurance Holdings, Inc. Common Stock (P/E 6.3×; P/B 2.5×; ROE 49.4 %; $3.2B), Skyward Specialty Insurance Group, Inc. (P/E 13.6×; P/B 1.9×; ROE 16.8 %; $2.6B), HCI Group, Inc. (P/E 8.2×; P/B 2.0×; ROE 30.8 %; $2.5B).
Expensive or cheap against its last ten fiscal years?
Precio / valor contable at each close: today 3.5× · median 4.7× · minimum 2.7× · maximum 14.9× · cheap below 4.0× · expensive above 6.6×. It has been cheaper than today only 15% of the time over its last ten fiscal years.
Dividend
token · Yield 0.35 % · With $1,000 invested today you'd collect $3.50 a year ($0.29 a month).
Profitability
| Return on Equity | 21.61% |
| Return on Invested Capital | 11.26% |
| Return on Assets | 5.12% |
| Gross Margin | 58.10% |
| Operating Margin | 24.10% |
| Net Margin | 18.61% |
Financial Health
| Debt / Equity | 0.30 |
| Current Ratio | 0.00 |
| Piotroski F-Score | 8 |
| Altman Z-Score | 3.01 |
Price Performance
| 1 month | +10.80% |
| 3 months | +1.98% |
| Year-to-date | +1.25% |
| 1 year | +21.29% |
| 3 years | +173.59% |
| 5 years | +49.20% |
Dividend History
Paid in the last 12 months: $0.4500 per share in 1 payments.
| Date | Amount |
|---|---|
| 2026-08-19 | $0.4500 |
Amounts adjusted for stock splits.
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Explore sector: Financial Services · Insurance - Property & Casualty
More sections of PLMR: Financials · Valuation · Statistics · Estimates · Technical · Ownership · News · Events
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