Valuation dashboard for Palomar Holdings, Inc. (PLMR) with P/E 18.86, P/B 3.65, EV/EBITDA 13.46 and dividend yield 0.33%. DCF, Graham Number, EPS growth, peer multiples and dividend discount models plus sector comparison against other Financial Services companies.
Palomar Holdings, Inc. functions as an insurance holding company dedicated to providing specialized property coverage for both private homeowners and businesses. Its comprehensive product range encompasses essential offerings such as residential and commercial earthquake policies, commercial all-risk protection, tailored homeowners' insurance, inland marine coverage, and Hawaii hurricane policies.
Analysis Summary
Palomar Holdings, Inc. reported revenue of $876.0M in the most recent fiscal year, growing at a 5-year CAGR of 39.1%. Net income reached $197.1M, with a 99.4% 5-year CAGR.
Trailing-twelve-month margins: gross margin 58.1%, operating margin 24.1%, net margin 18.6%.
At $140.32 (closing price, October 30, 2026), PLMR trades at a P/E of 18.86 and an ROE of 21.61%. Market capitalisation stands at $3.7B.
Balance sheet quality for PLMR: current ratio of 0.0. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 18.86 |
| Price / Book | 3.65 |
| EV / EBITDA | 13.46 |
| Dividend Yield | 0.33% |
Valuation Models
| DCF Fair Value | $228.33 |
| vs Current Price | +62.7% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| PLMR | Palomar Holdings, Inc. | $3.7B | 18.86 | 3.65 | 21.6% |
| SLDE | Slide Insurance Holdings, Inc. Common Stock | $3.2B | 6.30 | 2.49 | 49.4% |
| SKWD | Skyward Specialty Insurance Group, Inc. | $2.6B | 13.76 | 1.88 | 16.8% |
| HCI | HCI Group, Inc. | $2.5B | 8.13 | 2.03 | 30.8% |
| CB | Chubb Limited | $140.5B | 12.68 | 1.92 | 15.1% |
| 0VQD.L | Chubb Limited | $138.7B | 12.33 | 1.87 | 15.1% |
| PGR | The Progressive Corporation | $134.4B | 11.65 | 3.82 | 35.4% |
| 0KOC.L | The Progressive Corporation | $133.5B | 11.46 | 3.85 | 35.4% |
Price
| Price | $140.32 (closing price, October 30, 2026) |
| Market Cap | $3.7B |
| Exchange | NASDAQ |
| Country | US |
Profitability
| Return on Equity | 21.61% |
| Return on Invested Capital | 11.26% |
| Return on Assets | 5.12% |
| Gross Margin | 58.10% |
| Operating Margin | 24.10% |
| Net Margin | 18.61% |
Related companies: SLDE · SKWD · HCI · CB · 0VQD.L · PGR · 0KOC.L · 0R03.L
Explore sector: Financial Services · Insurance - Property & Casualty
More sections of PLMR: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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