Wall Street analyst estimates for Palomar Holdings, Inc. (PLMR): consensus price target, buy/hold/sell recommendations and forecasts for revenue and EPS for the upcoming fiscal years.
Palomar Holdings, Inc. functions as an insurance holding company dedicated to providing specialized property coverage for both private homeowners and businesses. Its comprehensive product range encompasses essential offerings such as residential and commercial earthquake policies, commercial all-risk protection, tailored homeowners' insurance, inland marine coverage, and Hawaii hurricane policies.
Revenue and EPS estimates
| Fiscal year | Revenue (average) | Revenue (low – high) | EPS (average) | Analysts |
|---|---|---|---|---|
| 2026E | $2.6B | $2.6B – $2.7B | $10.05 | 6 |
Figures in USD · consensus as of October 29, 2026
Analyst Consensus
| Strong Buy | 0 |
| Buy | 9 |
| Hold | 2 |
| Sell | 0 |
| Strong Sell | 0 |
| Total analysts | 11 |
| Avg rating (−2 sell to +2 buy) | 0.82 |
Recent Earnings Surprises
| Date | EPS Actual | EPS Est. | vs Est. |
|---|---|---|---|
| 2026-11-05 | $2.56 | ||
| 2026-08-04 | $2.36 | $2.19 | +7.8% |
| 2026-05-06 | $2.31 | $2.17 | +6.5% |
| 2026-02-11 | $2.24 | $2.06 | +8.7% |
| 2025-11-06 | $2.01 | $1.58 | +27.2% |
| 2025-08-04 | $1.76 | $1.68 | +4.8% |
| 2025-05-05 | $1.87 | $1.59 | +17.6% |
| 2025-02-12 | $1.52 | $1.22 | +24.6% |
Valuation Ratios
| P/E Ratio | 18.44 |
| Price / Book | 3.48 |
| EV / EBITDA | 13.17 |
| Dividend Yield | 0.35% |
Income Statement (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $42.7M | $59.5M | $73.0M | $113.3M | $168.5M | $247.8M | $327.1M | $375.9M | $553.9M | $876.0M |
| Cost of Revenue | $24.6M | $37.6M | $34.5M | $42.9M | $128.2M | $136.9M | $189.4M | $180.3M | $284.4M | $228.6M |
| Gross Profit | $18.1M | $21.8M | $38.5M | $70.4M | $40.3M | $110.9M | $137.6M | $195.6M | $269.4M | $647.4M |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling, General & Admin | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Operating Expenses | $11.8M | $16.9M | $20.3M | $52.4M | $34.1M | $53.8M | $70.1M | $91.9M | $118.3M | $394.0M |
| Operating Income | $6.3M | $4.9M | $18.2M | $18.1M | $6.2M | $57.1M | $67.6M | $103.6M | $151.2M | $253.4M |
| EBITDA | $8.0M | $6.8M | $20.7M | $19.4M | $7.6M | $60.7M | $72.5M | $111.9M | $157.4M | $262.7M |
| Interest Expense | $1.6M | $1.7M | $2.3M | $1.1M | 0 | $40,000 | $873,000 | $3.8M | $1.1M | $392,000 |
| Pre-tax Income | $6.3M | $4.9M | $18.2M | $18.1M | $6.2M | $57.1M | $67.6M | $103.6M | $151.2M | $253.4M |
| Income Tax | -$337,000 | $1.1M | -$6,000 | $7.5M | -$34,000 | $11.3M | $15.4M | $24.4M | $33.6M | $56.3M |
| Net Income | $6.6M | $3.8M | $18.2M | $10.6M | $6.3M | $45.8M | $52.2M | $79.2M | $117.6M | $197.1M |
| EPS | $0.29 | $0.17 | $0.81 | $0.49 | $0.25 | $1.80 | $2.07 | $3.19 | $4.61 | $7.40 |
| EPS (Diluted) | $0.29 | $0.17 | $0.81 | $0.49 | $0.24 | $1.76 | $2.02 | $3.13 | $4.48 | $7.17 |
| Shares Outstanding (Diluted) | 22.6 M | 22.6 M | 22.6 M | 21.8 M | 25.6 M | 26.1 M | 25.8 M | 25.3 M | 26.2 M | 27.5 M |
Price
| Price | $137.17 (closing price, October 29, 2026) |
| Market Cap | $3.6B |
| Exchange | NASDAQ |
| Country | US |
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Explore sector: Financial Services · Insurance - Property & Casualty
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