Valuation dashboard for Hawthorn Bancshares, Inc. (HWBK) with P/E 10.30, P/B 1.49, EV/EBITDA 10.08 and dividend yield 2.08%. DCF, Graham Number and Earnings Power Value models plus sector comparison against other Financial Services companies.
Hawthorn Bancshares, Inc. functions as the parent holding company for Hawthorn Bank, which delivers a full spectrum of financial services to both commercial clients and individual consumers. The institution offers various deposit accounts, such as checking, savings, money market, and individual retirement accounts, in addition to time deposits and certificates of deposit.
Analysis Summary
Hawthorn Bancshares, Inc. reported revenue of $112.1M in the most recent fiscal year, growing at a 5-year CAGR of 7.5%. Net income reached $23.8M, with a 10.7% 5-year CAGR.
Trailing-twelve-month margins: gross margin 73.1%, operating margin 27.8%, net margin 22.7%.
At the current price of $38.31, HWBK trades at a P/E of 10.30 and an ROE of 15.15%. Market capitalisation stands at $264M.
Balance sheet quality for HWBK: current ratio of 0.1. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 10.30 |
| Price / Book | 1.49 |
| EV / EBITDA | 10.08 |
| Dividend Yield | 2.08% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| HWBK | Hawthorn Bancshares, Inc. | $264M | 10.30 | 1.49 | 15.2% |
| 0O84.L | DNB Bank ASA | $480.5B | |||
| MFG | Mizuho Financial Group, Inc. | $133.2B | 15.46 | 1.83 | 12.3% |
| HDB | HDFC Bank Limited | $114.8B | 13.22 | 1.73 | 13.9% |
| IBN | ICICI Bank Limited | $100.7B | 16.85 | 2.49 | 15.7% |
| SBID.L | State Bank of India | $96.4B | |||
| 0KEF.L | The PNC Financial Services Group, Inc. | $94.3B | 12.97 | 1.49 | 12.3% |
| PNC | The PNC Financial Services Group, Inc. | $92.4B | 12.92 | 1.48 | 12.3% |
Price
| Price | $38.31 |
| Market Cap | $264M |
| Exchange | NASDAQ |
| Country | US |
Profitability
| Return on Equity | 15.15% |
| Return on Invested Capital | 9.21% |
| Return on Assets | 1.49% |
| Gross Margin | 73.12% |
| Operating Margin | 27.81% |
| Net Margin | 22.69% |
Related companies: AVBH · BPRN · CFFI · FCCO · FSFG · FUNC · FVCB
Explore sector: Financial Services · Banks - Regional
More sections of HWBK: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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