Wall Street analyst estimates for International Bancshares Corporation (IBOC): consensus price target and buy/hold/sell recommendations.
International Bancshares Corporation (IBC), functioning as a financial holding company, delivers a comprehensive array of commercial and retail banking services. The institution facilitates checking and savings deposits and extends various loan products, including financing for commercial ventures, real estate, personal needs, home improvements, automobiles, and other installment or term-based credit.
Analyst Consensus
| Strong Buy | 0 |
| Buy | 1 |
| Hold | 0 |
| Sell | 0 |
| Strong Sell | 0 |
| Total analysts | 1 |
| Avg rating (−2 sell to +2 buy) | 1.00 |
Recent Earnings Surprises
| Date | EPS Actual | EPS Est. | vs Est. |
|---|---|---|---|
| 2026-11-05 | $1.58 | ||
| 2026-08-06 | $1.54 | $1.61 | -4.3% |
| 2026-05-07 | $1.64 | $1.68 | -2.4% |
| 2026-02-26 | $1.71 | $1.63 | +4.9% |
| 2025-11-06 | $1.74 | ||
| 2025-08-07 | $1.61 | ||
| 2025-05-05 | $1.56 | ||
| 2025-02-27 | $1.85 |
Valuation Ratios
| P/E Ratio | 9.96 |
| Price / Book | 1.22 |
| Dividend Yield | 2.21% |
Income Statement (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $549.6M | $565.5M | $630.9M | $647.2M | $577.6M | $620.4M | $712.9M | $970.1M | $1.04B | $1.05B |
| Cost of Revenue | $63.0M | $50.2M | $58.8M | $77.5M | $84.5M | $34.8M | $59.8M | $171.2M | $241.1M | $228.9M |
| Gross Profit | $486.6M | $515.4M | $572.1M | $569.8M | $493.1M | $585.6M | $653.1M | $798.9M | $801.8M | $824.7M |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling, General & Admin | $142.3M | $143.9M | $150.0M | $155.1M | $136.2M | $131.9M | $139.3M | $145.7M | $159.1M | $188.4M |
| Operating Expenses | $289.6M | $293.7M | $299.5M | $309.8M | $281.3M | $263.3M | $270.5M | $275.4M | $293.1M | $304.3M |
| Operating Income | $197.0M | $221.6M | $272.6M | $260.0M | $211.8M | $322.3M | $382.6M | $523.5M | $508.7M | $520.4M |
| EBITDA | $221.9M | $246.9M | $298.5M | $288.2M | $240.1M | $347.4M | $404.5M | $545.5M | $531.2M | $543.7M |
| Interest Expense | $43.1M | $38.9M | $52.7M | $58.6M | $39.1M | $26.8M | $38.2M | $136.7M | $209.3M | $213.9M |
| Pre-tax Income | $197.0M | $221.6M | $272.6M | $260.0M | $211.8M | $322.3M | $382.6M | $523.5M | $508.7M | $520.4M |
| Income Tax | $63.1M | $64.2M | $56.7M | $54.9M | $44.4M | $68.4M | $82.4M | $111.7M | $99.6M | $108.1M |
| Net Income | $133.9M | $157.4M | $215.9M | $205.1M | $167.3M | $253.9M | $300.2M | $411.8M | $409.2M | $412.3M |
| EPS | $2.03 | $2.38 | $3.27 | $3.13 | $2.63 | $4.01 | $4.79 | $6.63 | $6.58 | $6.62 |
| EPS (Diluted) | $2.02 | $2.36 | $3.24 | $3.12 | $2.62 | $4.00 | $4.78 | $6.62 | $6.57 | $6.62 |
| Shares Outstanding (Diluted) | 66.3 M | 66.8 M | 66.6 M | 65.7 M | 63.9 M | 63.5 M | 62.8 M | 62.2 M | 62.3 M | 62.3 M |
Price
| Price | $66.01 (closing price, October 19, 2026) |
| Market Cap | $4.1B |
| Exchange | NASDAQ |
| Country | US |
Related companies: UMBF · HWC · TCBI · MTB · CFR
Explore sector: Financial Services · Banks - Regional
More sections of IBOC: Overview · Financials · Valuation · Statistics · Technical · Ownership · News · Events
Discover more: Weekly Radar: the S&P 500 through the Buffett and Lynch methods · Companies that pass the Buffett method · Companies that pass the Lynch method · Stocks that pass Graham's defensive investor test today · Investment Academy — learn to analyze stocks