Valuation dashboard for Kemper Corporation (KMPR) with P/E N/A, P/B 0.74, EV/EBITDA -5.79 and dividend yield 4.63%. DCF, Graham Number and Earnings Power Value models plus sector comparison against other Financial Services companies.
Kemper Corporation functions as a comprehensive insurance holding entity, providing a wide array of property and casualty, alongside life and health insurance coverage throughout the United States. Its operations are divided into three primary segments: Specialty Property & Casualty Insurance, Preferred Property & Casualty Insurance, and Life & Health Insurance.
Analysis Summary
Kemper Corporation reported revenue of $4.80B in the most recent fiscal year, growing at a 5-year CAGR of -1.5%. Net income reached $143.3M, with a -19.0% 5-year CAGR.
Trailing-twelve-month margins: gross margin 36.2%, operating margin -11.4%, net margin -10.8%.
At the current price of $27.40, KMPR has negative trailing earnings (P/E not meaningful) and an ROE of -19.33%. Market capitalisation stands at $1.6B.
Balance sheet quality for KMPR: current ratio of 0.0. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| Price / Book | 0.74 |
| EV / EBITDA | -5.79 |
| Dividend Yield | 4.63% |
Valuation Models
| DCF Fair Value | $-4.91 |
| vs Current Price | -117.9% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| KMPR | Kemper Corporation | $1.6B | 0.74 | -19.3% | |
| BHF | Brighthouse Financial, Inc. | $2.8B | 3.75 | 0.42 | 6.4% |
| WSBC | WesBanco, Inc. | $3.8B | 11.30 | 0.93 | 8.7% |
| PLMR | Palomar Holdings, Inc. | $3.5B | 18.35 | 3.78 | 20.9% |
| NMIH | NMI Holdings, Inc. | $3.3B | 8.20 | 1.19 | 15.1% |
| SLDE | Slide Insurance Holdings, Inc. Common Stock | $3.0B | 5.62 | 2.56 | 50.7% |
| HCI | HCI Group, Inc. | $2.4B | 7.25 | 1.98 | 30.8% |
Price
| Price | $27.40 |
| Market Cap | $1.6B |
| Exchange | NYSE |
| Country | US |
Profitability
| Return on Equity | -19.33% |
| Return on Invested Capital | -4.23% |
| Return on Assets | -4.15% |
| Gross Margin | 36.16% |
| Operating Margin | -11.40% |
| Net Margin | -10.83% |
Related companies: AHL · BHF · ECC · HCI · NMIH · PLMR · SLDE
Explore sector: Financial Services · Insurance - Property & Casualty
More sections of KMPR: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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