Valuation dashboard for Kinsale Capital Group, Inc. (KNSL) with P/E 13.63, P/B 3.71, EV/EBITDA 10.38 and dividend yield 0.28%. DCF, Graham Number, EPS growth, peer multiples and dividend discount models plus sector comparison against other Financial Services companies.
Kinsale Capital Group, Inc. engages in the provision of property and casualty insurance products in the United States. The company’s commercial lines offerings include commercial property, excess casualty, general casualty, small business casualty, construction, allied health, small business property, products liability, entertainment, commercial auto, energy, excess professional, life sciences, inland marine, professional liability, environmental, health care, management lia...
Analysis Summary
Kinsale Capital Group, Inc. reported revenue of $1.87B in the most recent fiscal year, growing at a 5-year CAGR of 32.4%. Net income reached $503.6M, with a 41.6% 5-year CAGR.
Trailing-twelve-month margins: gross margin 50.1%, operating margin 35.9%, net margin 28.5%.
At $336.45 (closing price, October 6, 2026), KNSL trades at a P/E of 13.63 and an ROE of 29.06%. Market capitalisation stands at $7.7B.
Balance sheet quality for KNSL: current ratio of 0.8. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 13.63 |
| Price / Book | 3.71 |
| EV / EBITDA | 10.38 |
| Dividend Yield | 0.28% |
Valuation Models
| DCF Fair Value | $518.01 |
| vs Current Price | +54.0% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| KNSL | Kinsale Capital Group, Inc. | $7.7B | 13.63 | 3.71 | 29.1% |
| ORI | Old Republic International Corporation | $9.3B | 8.33 | 1.50 | 18.7% |
| ONB | Old National Bancorp | $9.5B | 10.94 | 1.11 | 10.5% |
| MORN | Morningstar, Inc. | $7.2B | 18.11 | 6.98 | 35.3% |
| CNA | CNA Financial Corporation | $12.5B | 10.18 | 1.12 | 12.0% |
| AFG | American Financial Group, Inc. | $11.6B | 12.23 | 2.41 | 20.0% |
| SSB | SouthState Bank Corp. | $9.9B | 10.74 | 1.08 | 10.5% |
| PRI | Primerica, Inc. | $8.7B | 11.21 | 3.45 | 32.5% |
Price
| Price | $336.45 (closing price, October 6, 2026) |
| Market Cap | $7.7B |
| Exchange | NYSE |
| Country | US |
Profitability
| Return on Equity | 29.06% |
| Return on Invested Capital | 11.70% |
| Return on Assets | 8.85% |
| Gross Margin | 50.05% |
| Operating Margin | 35.90% |
| Net Margin | 28.49% |
Related companies: ORI · ONB · MORN · CNA · AFG · SSB · PRI · AXS
Explore sector: Financial Services · Insurance - Property & Casualty
More sections of KNSL: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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