Valuation dashboard for Lemonade, Inc. (LMND) with P/E N/A, P/B 6.62, EV/EBITDA -25.88 and dividend yield 0.00%. DCF, Graham Number, EPS growth, peer multiples and dividend discount models plus sector comparison against other Financial Services companies.
Lemonade, Inc. functions as an insurance provider operating across the United States and Europe, offering a diverse array of policies. Their core coverage options encompass protection against stolen or damaged personal property, as well as personal liability insurance designed to safeguard customers if they are deemed responsible for accidents or harm to others or their assets. Specifically, they provide renters, homeowners, pet, auto, life, and landlord insurance products.
Analysis Summary
Lemonade, Inc. reported revenue of $737.9M in the most recent fiscal year, growing at a 5-year CAGR of 50.9%.
Trailing-twelve-month margins: gross margin 47.9%, operating margin -14.3%, net margin -14.9%.
At $42.94 (closing price, October 30, 2026), LMND has negative trailing earnings (P/E not meaningful) and an ROE of -26.78%. Market capitalisation stands at $3.3B.
Balance sheet quality for LMND: current ratio of 1.5. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| Price / Book | 6.62 |
| EV / EBITDA | -25.88 |
| Dividend Yield | 0.00% |
Valuation Models
| DCF Fair Value | $-106.56 |
| vs Current Price | -348.1% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| LMND | Lemonade, Inc. | $3.3B | 6.62 | -26.8% | |
| SIGI | Selective Insurance Group, Inc. | $5.9B | 11.88 | 1.70 | 14.3% |
| ALL | The Allstate Corporation | $65.7B | 5.19 | 1.97 | 43.1% |
| FLG | Flagstar Financial, Inc. | $4.4B | 77.34 | 0.57 | 1.2% |
| WTM | White Mountains Insurance Group, Ltd. | $5.4B | 5.17 | 1.01 | 21.3% |
| RLI | RLI Corp. | $6.0B | 15.21 | 3.55 | 22.5% |
| MCY | Mercury General Corporation | $5.7B | 6.05 | 2.00 | 37.2% |
| RDN | Radian Group Inc. | $4.7B | 9.04 | 1.00 | 11.3% |
Price
| Price | $42.94 (closing price, October 30, 2026) |
| Market Cap | $3.3B |
| Exchange | NYSE |
| Country | US |
Profitability
| Return on Equity | -26.78% |
| Return on Invested Capital | 36.10% |
| Return on Assets | -6.88% |
| Gross Margin | 47.85% |
| Operating Margin | -14.32% |
| Net Margin | -14.87% |
Related companies: SIGI · ALL · FLG · WTM · RLI · MCY · RDN · LAZ
Explore sector: Financial Services · Insurance - Property & Casualty
More sections of LMND: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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