Valuation dashboard for Open Lending Corporation (LPRO) with P/E N/A, P/B 4.91, EV/EBITDA 61.57 and dividend yield 0.00%. DCF, Graham Number and Earnings Power Value models plus sector comparison against other Financial Services companies.
Based in Austin, Texas, and established in 2000, Open Lending Corporation delivers specialized solutions for empowering lending operations and conducting risk analysis. Their services are utilized by a diverse range of financial institutions throughout the United States, including credit unions, regional banks, independent auto finance companies, and the captive finance arms of original equipment manufacturers.
Analysis Summary
Open Lending Corporation reported revenue of $93.2M in the most recent fiscal year, growing at a 5-year CAGR of -3.1%.
Trailing-twelve-month margins: gross margin 77.2%, operating margin -7.2%, net margin -5.9%.
At the current price of $3.14, LPRO has negative trailing earnings (P/E not meaningful) and an ROE of -7.04%. Market capitalisation stands at $372M.
Balance sheet quality for LPRO: current ratio of 4.5. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| Price / Book | 4.91 |
| EV / EBITDA | 61.57 |
| Dividend Yield | 0.00% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| LPRO | Open Lending Corporation | $372M | 4.91 | -7.0% | |
| V | Visa Inc. | $692.5B | 31.40 | 20.10 | 61.3% |
| 0R2Z.L | Mastercard Incorporated | $512.8B | 31.18 | 89.25 | 232.5% |
| MA | Mastercard Incorporated | $497.9B | 31.40 | 89.89 | 193.5% |
| AXP | American Express Company | $219.3B | 19.67 | 6.42 | 34.1% |
| 0HT4.L | Capital One Financial Corporation | $127.2B | 57.22 | 1.10 | 2.2% |
| COF | Capital One Financial Corporation | $124.7B | 12.28 | 1.08 | 9.3% |
| 0R3C.L | American Express Company | $112.9B | 19.67 | 6.42 | 34.1% |
Price
| Price | $3.14 |
| Market Cap | $372M |
| Exchange | NASDAQ |
| Country | US |
Profitability
| Return on Equity | -7.04% |
| Return on Invested Capital | -2.76% |
| Return on Assets | -2.30% |
| Gross Margin | 77.24% |
| Operating Margin | -7.17% |
| Net Margin | -5.95% |
Related companies: CPSS · CURR · DRDB · FOA · JRVR · MFIN · OPRT
Explore sector: Financial Services · Financial - Credit Services
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