Wall Street analyst estimates for Lloyds Banking Group plc (LYG): consensus price target, buy/hold/sell recommendations and forecasts for revenue, EPS and EBITDA for the upcoming fiscal years.
Operating primarily within the United Kingdom, Lloyds Banking Group plc and its various subsidiaries deliver an extensive array of banking and financial products and services. The group's operations are divided into three core segments: Retail, Commercial Banking, and Insurance & Wealth.
Recent Earnings Surprises
| Date | EPS Actual | EPS Est. | vs Est. |
|---|---|---|---|
| 2026-10-29 | $0.15 | ||
| 2026-07-30 | $0.13 | $0.14 | -7.1% |
| 2026-04-29 | $0.13 | $0.11 | +18.2% |
| 2026-01-29 | $0.12 | $0.11 | +9.1% |
| 2025-10-23 | $0.05 | $0.12 | -58.3% |
| 2025-07-24 | $0.14 | $0.10 | +40.0% |
| 2025-05-01 | $0.11 | $0.08 | +37.5% |
| 2025-02-20 | $0.05 | $0.08 | -37.5% |
Valuation Ratios
| P/E Ratio | 12.90 |
| Price / Book | 1.30 |
| Dividend Yield | 3.86% |
Income Statement (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 24.38B GBP | 23.71B GBP | 21.58B GBP | 24.79B GBP | 18.69B GBP | 18.71B GBP | 20.77B GBP | 33.95B GBP | 37.61B GBP | 65.00B GBP |
| Cost of Revenue | 7.35B GBP | 5.09B GBP | 2.95B GBP | 6.68B GBP | 3.56B GBP | 2.39B GBP | 4.72B GBP | 14.75B GBP | 19.01B GBP | 45.58B GBP |
| Gross Profit | 17.04B GBP | 18.62B GBP | 18.63B GBP | 18.11B GBP | 15.13B GBP | 16.32B GBP | 16.05B GBP | 19.20B GBP | 18.60B GBP | 19.42B GBP |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling, General & Admin | 463.0M GBP | 536.0M GBP | 484.0M GBP | 396.0M GBP | 376.0M GBP | 371.0M GBP | 435.0M GBP | 0 | 0 | 0 |
| Operating Expenses | 13.15B GBP | 13.00B GBP | 12.67B GBP | 13.72B GBP | 13.91B GBP | 9.42B GBP | 11.27B GBP | 11.70B GBP | 12.63B GBP | 12.76B GBP |
| Operating Income | 3.89B GBP | 5.62B GBP | 5.96B GBP | 4.39B GBP | 1.23B GBP | 6.90B GBP | 4.78B GBP | 7.50B GBP | 5.97B GBP | 6.66B GBP |
| EBITDA | 6.27B GBP | 8.00B GBP | 8.37B GBP | 7.05B GBP | 3.96B GBP | 9.73B GBP | 7.18B GBP | 10.41B GBP | 9.40B GBP | 6.66B GBP |
| Interest Expense | 7.35B GBP | 5.09B GBP | 2.95B GBP | 6.68B GBP | 3.56B GBP | 2.39B GBP | 4.72B GBP | 14.75B GBP | 19.01B GBP | 17.14B GBP |
| Pre-tax Income | 3.89B GBP | 5.62B GBP | 5.96B GBP | 4.39B GBP | 1.23B GBP | 6.90B GBP | 4.78B GBP | 7.50B GBP | 5.97B GBP | 6.66B GBP |
| Income Tax | 1.72B GBP | 1.63B GBP | 1.45B GBP | 1.39B GBP | -161.0M GBP | 1.02B GBP | 859.0M GBP | 1.99B GBP | 1.49B GBP | 1.90B GBP |
| Net Income | 2.06B GBP | 3.91B GBP | 4.41B GBP | 2.92B GBP | 1.32B GBP | 5.78B GBP | 3.83B GBP | 5.46B GBP | 4.42B GBP | 4.66B GBP |
| EPS | $0.12 | $0.18 | $0.22 | $0.14 | $0.05 | $0.30 | $0.20 | $0.30 | $0.25 | $0.27 |
| EPS (Diluted) | $0.12 | $0.17 | $0.22 | $0.14 | $0.05 | $0.30 | $0.20 | $0.30 | $0.25 | $0.27 |
| Shares Outstanding (Diluted) | 18.01B GBP | 18.10B GBP | 18.07B GBP | 17.82B GBP | 17.81B GBP | 17.95B GBP | 17.42B GBP | 16.44B GBP | 15.77B GBP | 14.95B GBP |
Price
| Price | $5.46 |
| Market Cap | $79.2B |
| Exchange | NYSE |
| Country | GB |
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Explore sector: Financial Services · Banks - Regional
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