Valuation dashboard for Lloyds Banking Group plc (LYG) with P/E 12.90, P/B 1.30, EV/EBITDA N/A and dividend yield 3.86%. DCF, Graham Number, EPS growth, peer multiples and dividend discount models plus sector comparison against other Financial Services companies.
Operating primarily within the United Kingdom, Lloyds Banking Group plc and its various subsidiaries deliver an extensive array of banking and financial products and services. The group's operations are divided into three core segments: Retail, Commercial Banking, and Insurance & Wealth.
Analysis Summary
Lloyds Banking Group plc reported revenue of 65.00B GBP in the most recent fiscal year, growing at a 5-year CAGR of 28.3%. Net income reached 4.66B GBP, with a 28.7% 5-year CAGR.
Trailing-twelve-month margins: gross margin 99.1%, operating margin 38.3%, net margin 26.7%.
Balance sheet quality for LYG: current ratio of 0.1. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 12.90 |
| Price / Book | 1.30 |
| Dividend Yield | 3.86% |
Valuation Models
| DCF Fair Value | $21.77 |
| vs Current Price | +282.5% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| LYG | Lloyds Banking Group plc | $82.6B | 12.90 | 1.30 | |
| HDB | HDFC Bank Limited | $114.6B | 14.04 | 1.83 | 13.7% |
| MFG | Mizuho Financial Group, Inc. | $134.6B | 15.38 | 1.83 | 12.3% |
| ITUB | Itaú Unibanco Holding S.A. | $94.7B | 10.55 | 2.27 | 21.9% |
| PNC | The PNC Financial Services Group, Inc. | $88.2B | 12.16 | 1.39 | 11.4% |
| USB | U.S. Bancorp | $89.6B | 11.48 | 1.33 | 11.6% |
| TFC | Truist Financial Corporation | $57.9B | 11.01 | 0.89 | 8.1% |
| DB | Deutsche Bank AG | $65.7B | 8.16 | 0.86 | 8.8% |
Price
| Price | $5.69 |
| Market Cap | $82.6B |
| Exchange | NYSE |
| Country | GB |
Profitability
| Gross Margin | 99.09% |
| Operating Margin | 38.26% |
| Net Margin | 26.73% |
Related companies: DB · HDB · ITUB · MFG · PNC · TFC · USB
Explore sector: Financial Services · Banks - Regional
More sections of LYG: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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