Wall Street analyst estimates for Mercury General Corporation (MCY): consensus price target, buy/hold/sell recommendations and forecasts for revenue, EPS and EBITDA for the upcoming fiscal years.
Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products.
Recent Earnings Surprises
| Date | EPS Actual | EPS Est. | vs Est. |
|---|---|---|---|
| 2026-11-03 | $3.43 | ||
| 2026-08-04 | $3.52 | $2.53 | +39.1% |
| 2026-05-05 | $3.50 | $2.15 | +62.8% |
| 2026-02-17 | $3.66 | $2.56 | +43.0% |
| 2025-11-04 | $3.86 | $2.15 | +79.5% |
| 2025-07-29 | $2.67 | $2.00 | +33.5% |
| 2025-05-06 | $-2.29 | $-4.00 | +42.8% |
| 2025-02-11 | $2.78 | $1.94 | +43.3% |
Valuation Ratios
| P/E Ratio | 6.04 |
| Price / Book | 2.00 |
| EV / EBITDA | 5.84 |
| Dividend Yield | 1.24% |
Income Statement (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $3.23B | $3.42B | $3.38B | $3.97B | $3.78B | $3.99B | $3.64B | $4.63B | $5.48B | $5.99B |
| Cost of Revenue | $2.92B | $3.00B | $3.15B | $3.31B | $3.02B | $3.39B | $4.02B | $4.23B | $4.54B | $3.96B |
| Gross Profit | $310.0M | $415.7M | $231.1M | $664.4M | $761.4M | $599.8M | -$373.8M | $403.3M | $932.9M | $2.03B |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling, General & Admin | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Operating Expenses | $239.3M | $248.6M | $261.7M | $286.3M | $302.9M | $300.5M | $296.9M | $303.8M | $358.0M | $1.37B |
| Operating Income | $70.7M | $167.1M | -$30.6M | $378.1M | $458.5M | $299.3M | -$670.7M | $99.4M | $574.9M | $663.6M |
| EBITDA | $127.9M | $237.6M | $45.2M | $459.8M | $544.0M | $395.5M | -$571.1M | $195.8M | $679.1M | $767.3M |
| Interest Expense | $4.0M | $15.2M | $17.0M | $17.0M | $17.0M | $17.1M | $17.2M | $24.2M | $30.8M | $28.6M |
| Pre-tax Income | $70.7M | $167.1M | -$30.6M | $378.1M | $458.5M | $299.3M | -$670.7M | $99.4M | $574.9M | $663.6M |
| Income Tax | -$2.3M | $22.2M | -$24.9M | $58.0M | $83.9M | $51.4M | -$158.0M | $3.1M | $106.9M | $122.6M |
| Net Income | $73.0M | $144.9M | -$5.7M | $320.1M | $374.6M | $247.9M | -$512.7M | $96.3M | $468.0M | $541.1M |
| EPS | $1.32 | $2.62 | $-0.10 | $5.78 | $6.77 | $4.48 | $-9.26 | $1.74 | $8.45 | $9.77 |
| EPS (Diluted) | $1.32 | $2.62 | $-0.10 | $5.78 | $6.77 | $4.48 | $-9.26 | $1.74 | $8.45 | $9.77 |
| Shares Outstanding (Diluted) | $55.3M | $55.3M | $55.3M | $55.4M | $55.4M | $55.4M | $55.4M | $55.4M | $55.4M | $55.4M |
Price
| Price | $101.91 |
| Market Cap | $5.6B |
| Exchange | NYSE |
| Country | US |
Related companies: AB · AHL · AX · FG · HGTY · IBOC · LMND
Explore sector: Financial Services · Insurance - Property & Casualty
More sections of MCY: Overview · Financials · Valuation · Statistics · Technical · Ownership · News · Events
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