Valuation dashboard for Mercury General Corporation (MCY) with P/E 6.04, P/B 2.00, EV/EBITDA 5.84 and dividend yield 1.24%. DCF, Graham Number, EPS growth, peer multiples and dividend discount models plus sector comparison against other Financial Services companies.
Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products.
Analysis Summary
Mercury General Corporation reported revenue of $5.99B in the most recent fiscal year, growing at a 5-year CAGR of 9.6%. Net income reached $541.1M, with a 7.6% 5-year CAGR.
Trailing-twelve-month margins: gross margin 44.8%, operating margin 18.3%, net margin 14.8%.
At the current price of $101.91, MCY trades at a P/E of 6.04 and an ROE of 22.38%. Market capitalisation stands at $5.6B.
Balance sheet quality for MCY: current ratio of 0.4. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 6.04 |
| Price / Book | 2.00 |
| EV / EBITDA | 5.84 |
| Dividend Yield | 1.24% |
Valuation Models
| DCF Fair Value | $87.64 |
| vs Current Price | -14.0% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| MCY | Mercury General Corporation | $5.5B | 6.04 | 2.00 | 22.4% |
| SIGI | Selective Insurance Group, Inc. | $5.1B | 10.62 | 1.41 | 13.9% |
| IBOC | International Bancshares Corporation | $4.3B | 10.53 | 1.29 | 12.7% |
| AX | Axos Financial, Inc. | $5.0B | 10.27 | 1.59 | 15.5% |
| AB | AllianceBernstein Holding L.P. | $3.3B | 10.37 | 2.63 | 25.4% |
| LMND | Lemonade, Inc. | $3.4B | 7.17 | -31.0% | |
| HGTY | Hagerty, Inc. | $4.7B | 32.91 | 4.59 | 15.9% |
| FG | F&G Annuities & Life, Inc. | $2.9B | 7.56 | 0.62 | 8.9% |
Price
| Price | $101.91 |
| Market Cap | $5.6B |
| Exchange | NYSE |
| Country | US |
Profitability
| Return on Equity | 22.38% |
| Return on Invested Capital | 16.95% |
| Return on Assets | 5.66% |
| Gross Margin | 44.78% |
| Operating Margin | 18.32% |
| Net Margin | 14.77% |
Related companies: AB · AHL · AX · FG · HGTY · IBOC · LMND
Explore sector: Financial Services · Insurance - Property & Casualty
More sections of MCY: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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