Insperity, Inc. (NSP) — Fundamental Analysis & Key Financial Ratios

Kaplio overview: Insperity, Inc.

Market cap $2B · 52 weeks $20 – $54 (2 % below the high) · P/E n.m. · 2027 est. P/E 19.8× · Dividend 4.5 % · 3 years rising · Next earnings February 9, 2027 · expected EPS $0.28 · Closing price, Nov 2 · accounts published Oct 29.

• Valuation: P/E n.m. (no verdict).
• Business: ROIC 0 % (weak).
• Balance sheet: Net cash/EBITDA 3.2× (solid).
• Earnings: 4 of 8 (uneven).

What would it be worth at its usual multiples?

No valuation verdict: its earnings are in a dip and too few analysts cover it to know what normal earnings are.

Note: earnings per share over the last twelve months ($0.08) are far from the consensus for 2027 ($2.69); that is why this range uses expected earnings.

What matters in industrials: 3 of 8 pass

• Operating margin −0.1 %, fails.
• ROIC 0.5 %, fails.
• Capex / Revenue 0.5 %, fails.
• Piotroski F-Score 2 of 9, fails.
• P/E vs own 10y history 665×, info.
• Cycle-adjusted EV/EBITDA 24.7×, fails.
• 5y revenue growth 10.0 %, passes.
• Net debt / EBITDA −3.2×, passes.
• Altman Z-Score 3.9, passes.

Against its peers (reference peers) — Insperity, Inc.: P/E —; EV/EBITDA 24.7×; ROIC 0.5 %; $2.0B. ManpowerGroup Inc. (P/E 18.7×; EV/EBITDA 7.5×; ROIC 3.7 %; $2.2B), Pitney Bowes Inc. (P/E 12.7×; EV/EBITDA 8.5×; ROIC 20.8 %; $2.2B), Helios Technologies, Inc. (P/E 31.5×; EV/EBITDA 12.7×; ROIC 5.1 %; $2.2B).

Expensive or cheap against its last 9 years?

P/E at each close: today 665× · median 25.6× · minimum 8.2× · maximum 665× · cheap below 22.6× · expensive above 35.6×. Earnings over the last 12 months are distorted: today's P/E compared with its history is not representative.

Dividend

solid · Yield 4.5 % ($2.37 per share in 2025) · Years raising it 3 · 5-year growth +8 % a year · Free cash flow coverage 1.3× · With $1,000 invested today you'd collect $45.10 a year ($3.76 a month).