Wall Street analyst estimates for OFG Bancorp (OFG): consensus price target, buy/hold/sell recommendations and forecasts for revenue and EPS for the upcoming fiscal years.
OFG Bancorp, a financial holding company, delivers a broad spectrum of banking and financial solutions, structured across three core divisions: Banking, Wealth Management, and Treasury. The company's services include essential deposit products like checking, savings, and time accounts, alongside diverse credit options such as commercial, consumer, automobile, and mortgage loans.
Revenue and EPS estimates
| Fiscal year | Revenue (average) | Revenue (low – high) | EPS (average) | Analysts |
|---|---|---|---|---|
| 2028E | $789M | $783M – $800M | $5.55 | 5 |
Figures in USD · consensus as of November 1, 2026
Analyst Consensus
| Strong Buy | 0 |
| Buy | 8 |
| Hold | 4 |
| Sell | 0 |
| Strong Sell | 0 |
| Total analysts | 12 |
| Avg rating (−2 sell to +2 buy) | 0.67 |
Recent Earnings Surprises
| Date | EPS Actual | EPS Est. | vs Est. |
|---|---|---|---|
| 2027-01-28 | $1.35 | ||
| 2026-10-21 | $1.33 | $1.23 | +8.1% |
| 2026-07-21 | $1.39 | $1.17 | +18.8% |
| 2026-04-21 | $1.26 | $1.02 | +23.5% |
| 2026-01-22 | $1.27 | $1.16 | +9.5% |
| 2025-10-22 | $1.16 | $1.17 | -0.9% |
| 2025-07-17 | $1.15 | $1.05 | +9.5% |
| 2025-04-23 | $1.00 | $0.97 | +3.3% |
Valuation Ratios
| P/E Ratio | 9.69 |
| Price / Book | 1.58 |
| Dividend Yield | 2.70% |
Income Statement (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $385.9M | $387.8M | $400.9M | $429.9M | $541.2M | $539.1M | $598.5M | $728.2M | $822.8M | $862.6M |
| Cost of Revenue | $122.2M | $154.6M | $100.6M | $147.8M | $157.6M | $42.0M | $57.6M | $148.6M | $244.1M | $248.1M |
| Gross Profit | $263.7M | $233.2M | $300.3M | $282.1M | $383.6M | $497.0M | $540.9M | $579.5M | $578.7M | $614.5M |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling, General & Admin | $92.4M | $91.7M | $88.9M | $92.3M | $151.4M | $151.7M | $161.1M | $176.4M | $180.7M | $182.5M |
| Operating Expenses | $178.5M | $165.1M | $167.5M | $206.8M | $288.8M | $282.4M | $296.8M | $314.3M | $324.9M | $348.5M |
| Operating Income | $85.2M | $68.1M | $132.8M | $75.2M | $94.8M | $214.6M | $244.1M | $265.2M | $253.7M | $266.0M |
| EBITDA | $96.3M | $78.5M | $143.0M | $84.9M | $118.6M | $238.5M | $268.5M | $291.8M | $280.5M | $291.4M |
| Interest Expense | $57.2M | $41.5M | $44.5M | $51.0M | $64.9M | $41.8M | $33.5M | $88.0M | $161.8M | $172.5M |
| Pre-tax Income | $85.2M | $68.1M | $132.8M | $75.2M | $94.8M | $214.6M | $244.1M | $265.2M | $253.7M | $234.1M |
| Income Tax | $26.0M | $15.4M | $48.4M | $21.4M | $20.5M | $68.5M | $77.9M | $83.4M | $55.6M | $29.0M |
| Net Income | $59.2M | $52.6M | $84.4M | $53.8M | $74.3M | $146.2M | $166.2M | $181.9M | $198.2M | $205.1M |
| EPS | $1.03 | $0.88 | $1.59 | $0.93 | $1.32 | $2.85 | $3.46 | $3.85 | $4.25 | $4.53 |
| EPS (Diluted) | $1.03 | $0.86 | $1.52 | $0.92 | $1.32 | $2.81 | $3.44 | $3.82 | $4.23 | $4.49 |
| Shares Outstanding (Diluted) | 51.1 M | 51.1 M | 51.3 M | 51.7 M | 51.6 M | 51.4 M | 48.4 M | 47.6 M | 46.9 M | 47.4 M |
Price
| Price | $50.01 (closing price, October 30, 2026) |
| Market Cap | $2.1B |
| Exchange | NYSE |
| Country | PR |
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Explore sector: Financial Services · Banks - Regional
More sections of OFG: Overview · Financials · Valuation · Statistics · Technical · Ownership · News · Events
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