Wall Street analyst estimates for CPI Card Group Inc. (PMTS): consensus price target, buy/hold/sell recommendations and forecasts for revenue, EPS and EBITDA for the upcoming fiscal years.
CPI Card Group Inc., along with its affiliated entities, specializes in the full spectrum of financial payment card services. This includes everything from the initial design and manufacturing to the personalized data integration, secure packaging, and final distribution of these cards. The company operates through two primary divisions: Debit and Credit, and Prepaid Debit.
Recent Earnings Surprises
| Date | EPS Actual | EPS Est. | vs Est. |
|---|---|---|---|
| 2026-11-03 | $0.84 | ||
| 2026-08-06 | $0.43 | $0.46 | -6.7% |
| 2026-05-05 | $0.38 | $0.24 | +58.3% |
| 2026-03-05 | $0.77 | $0.50 | +54.0% |
| 2025-11-04 | $0.47 | $0.63 | -25.4% |
| 2025-08-08 | $0.04 | $0.56 | -92.9% |
| 2025-05-07 | $0.40 | $0.56 | -28.6% |
| 2025-03-04 | $0.57 | $0.52 | +9.6% |
Valuation Ratios
| P/E Ratio | 19.94 |
| Price / Book | -23.93 |
| EV / EBITDA | 7.44 |
| Dividend Yield | 0.00% |
Income Statement (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $308.7M | $223.7M | $255.8M | $278.1M | $312.2M | $375.1M | $475.7M | $444.5M | $480.6M | $543.5M |
| Cost of Revenue | $206.8M | $155.5M | $177.2M | $187.0M | $201.9M | $233.7M | $300.0M | $289.1M | $309.4M | $373.4M |
| Gross Profit | $101.9M | $68.2M | $78.6M | $91.1M | $110.3M | $141.4M | $175.8M | $155.5M | $171.2M | $170.1M |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling, General & Admin | $64.0M | $62.2M | $68.0M | $66.3M | $65.8M | $75.7M | $90.8M | $88.3M | $103.4M | $115.3M |
| Operating Expenses | $72.9M | $87.5M | $74.0M | $66.4M | $71.9M | $82.0M | $96.6M | $93.9M | $108.4M | $115.3M |
| Operating Income | $29.0M | -$19.3M | $4.6M | $24.7M | $38.4M | $59.5M | $79.1M | $61.6M | $62.8M | $54.8M |
| EBITDA | $48.6M | -$1.8M | $22.7M | $40.6M | $55.1M | $74.6M | $93.6M | $77.3M | $79.2M | $77.3M |
| Interest Expense | $20.0M | $20.9M | $23.4M | $24.9M | $25.4M | $30.6M | $29.6M | $26.9M | $34.1M | $32.5M |
| Pre-tax Income | $8.5M | -$39.6M | -$19.1M | -$1.5M | $12.9M | $23.8M | $49.1M | $34.5M | $25.0M | $21.6M |
| Income Tax | $3.1M | -$16.5M | -$4.3M | $3.5M | -$3.3M | $7.9M | $12.6M | $10.5M | $5.5M | $6.7M |
| Net Income | $5.4M | -$22.0M | -$37.5M | -$5.1M | $16.1M | $15.9M | $36.5M | $24.0M | $19.5M | $14.9M |
| EPS | $0.50 | $-1.98 | $-3.36 | $-0.40 | $1.44 | $1.42 | $3.24 | $2.10 | $1.75 | $1.32 |
| EPS (Diluted) | $0.50 | $-1.98 | $-3.36 | $-0.40 | $1.44 | $1.36 | $3.11 | $2.01 | $1.64 | $1.25 |
| Shares Outstanding (Diluted) | $10.8M | $11.1M | $11.1M | $11.2M | $11.2M | $11.8M | $11.7M | $11.9M | $11.9M | $11.9M |
Price
| Price | $24.14 |
| Market Cap | $277M |
| Exchange | NASDAQ |
| Country | US |
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Explore sector: Financial Services · Financial - Credit Services
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