Valuation dashboard for CPI Card Group Inc. (PMTS) with P/E 19.94, P/B -23.93, EV/EBITDA 7.44 and dividend yield 0.00%. DCF, Graham Number and Earnings Power Value models plus sector comparison against other Financial Services companies.
CPI Card Group Inc., along with its affiliated entities, specializes in the full spectrum of financial payment card services. This includes everything from the initial design and manufacturing to the personalized data integration, secure packaging, and final distribution of these cards. The company operates through two primary divisions: Debit and Credit, and Prepaid Debit.
Analysis Summary
CPI Card Group Inc. reported revenue of $543.5M in the most recent fiscal year, growing at a 5-year CAGR of 11.7%. Net income reached $14.9M, with a -1.5% 5-year CAGR.
Trailing-twelve-month margins: gross margin 31.0%, operating margin 9.2%, net margin 2.3%.
At the current price of $24.14, PMTS trades at a P/E of 19.94 and an ROE of -80.34%. Market capitalisation stands at $277M.
Balance sheet quality for PMTS: current ratio of 2.4. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 19.94 |
| Price / Book | -23.93 |
| EV / EBITDA | 7.44 |
| Dividend Yield | 0.00% |
Valuation Models
| DCF Fair Value | $50.48 |
| vs Current Price | +109.1% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| PMTS | CPI Card Group Inc. | $277M | 19.94 | -80.3% | |
| V | Visa Inc. | $701.3B | 31.51 | 20.17 | 61.3% |
| 0R2Z.L | Mastercard Incorporated | $512.9B | 31.18 | 89.26 | 232.5% |
| MA | Mastercard Incorporated | $496.2B | 30.99 | 88.70 | 232.5% |
| AXP | American Express Company | $210.3B | 18.87 | 6.16 | 34.1% |
| COF | Capital One Financial Corporation | $127.8B | 12.62 | 1.11 | 9.3% |
| 0HT4.L | Capital One Financial Corporation | $125.4B | 56.38 | 1.08 | 2.2% |
| 0R3C.L | American Express Company | $112.9B | 18.89 | 6.16 | 34.1% |
Price
| Price | $24.14 |
| Market Cap | $277M |
| Exchange | NASDAQ |
| Country | US |
Profitability
| Return on Equity | -80.34% |
| Return on Invested Capital | 11.14% |
| Return on Assets | 3.52% |
| Gross Margin | 30.97% |
| Operating Margin | 9.22% |
| Net Margin | 2.34% |
Related companies: CPSS · CURR · EFSI · FCCO · FRAF · LPRO · MFIN
Explore sector: Financial Services · Financial - Credit Services
More sections of PMTS: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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