ProAssurance Corporation (PRA) Valuation — DCF, Graham & Comparables

ProAssurance Corporation (PRA) — Price $25.00 Financial ServicesInsurance - Property & Casualty — NYSE

Latest reported results:

Valuation dashboard for ProAssurance Corporation (PRA) with P/E 19.71, P/B 0.96, EV/EBITDA 14.11 and dividend yield 0.00%. DCF, Graham Number and Earnings Power Value models plus sector comparison against other Financial Services companies.

ProAssurance Corporation, founded in 1976 and headquartered in Birmingham, Alabama, serves as a prominent provider of property and casualty insurance along with reinsurance solutions across the United States. The company's operations are structured across distinct segments: Specialty Property and Casualty, Workers' Compensation Insurance, Segregated Portfolio Cell Reinsurance, and its involvement with the Lloyd's Syndicate.

Analysis Summary

ProAssurance Corporation reported revenue of $1.10B in the most recent fiscal year, growing at a 5-year CAGR of 4.4%.

Trailing-twelve-month margins: gross margin 33.7%, operating margin 8.1%, net margin 6.0%.

At the current price of $25.00, PRA trades at a P/E of 19.71 and an ROE of 4.95%. Market capitalisation stands at $1.3B.

Balance sheet quality for PRA: current ratio of 1.3. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.

Valuation Ratios

P/E Ratio19.71
Price / Book0.96
EV / EBITDA14.11
Dividend Yield0.00%

Valuation Models

DCF Fair Value$39.41
vs Current Price+57.6%

Peer Comparison

SymbolCompanyMarket CapP/EP/BROE
PRAProAssurance Corporation$1.3B19.710.965.0%
0VQD.LChubb Limited$134.6B12.411.7414.0%
CBChubb Limited$131.8B12.131.8015.2%
0KOC.LThe Progressive Corporation$128.0B10.973.7235.4%
PGRThe Progressive Corporation$126.2B11.033.7435.4%
0R03.LThe Travelers Companies, Inc.$82.7B10.612.0119.1%
TRVThe Travelers Companies, Inc.$79.0B10.282.4825.6%
0HCZ.LThe Allstate Corporation$67.3B5.091.9643.1%

Price

Price$25.00
Market Cap$1.3B
ExchangeNYSE
CountryUS

Profitability

Return on Equity4.95%
Return on Invested Capital3.31%
Return on Assets1.20%
Gross Margin33.66%
Operating Margin8.12%
Net Margin6.04%

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Explore sector: Financial Services · Insurance - Property & Casualty

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