Valuation dashboard for Park National Corporation (PRK) with P/E 15.40, P/B 1.85, EV/EBITDA 16.86 and dividend yield 3.20%. DCF, Graham Number, EPS growth, peer multiples and dividend discount models plus sector comparison against other Financial Services companies.
Park National Corporation serves as the holding company for Park National Bank, delivering diverse commercial banking and trust services, largely targeting communities within small and medium-sized population centers. For its individual clientele, the bank offers a variety of deposit accounts, such as checking, savings, and time deposits.
Analysis Summary
Park National Corporation reported revenue of $664.4M in the most recent fiscal year, growing at a 5-year CAGR of 6.6%. Net income reached $180.1M, with a 7.1% 5-year CAGR.
Trailing-twelve-month margins: gross margin 81.0%, operating margin 19.0%, net margin 30.9%.
At $175.58 (closing price, October 30, 2026), PRK trades at a P/E of 15.40 and an ROE of 12.33%. Market capitalisation stands at $3.2B.
Balance sheet quality for PRK: current ratio of 2.0. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 15.40 |
| Price / Book | 1.85 |
| EV / EBITDA | 16.86 |
| Dividend Yield | 3.20% |
Valuation Models
| DCF Fair Value | $129.17 |
| vs Current Price | -26.4% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| PRK | Park National Corporation | $3.2B | 15.40 | 1.85 | 12.3% |
| SBCF | Seacoast Banking Corporation of Florida | $3.2B | 19.66 | 1.08 | 6.1% |
| FFBC | First Financial Bancorp. | $3.4B | 11.35 | 1.17 | 10.2% |
| SFNC | Simmons First National Corporation | $3.3B | 12.94 | 1.00 | 7.6% |
| TOWN | TowneBank | $3.4B | 10.18 | 1.07 | 12.4% |
| BANR | Banner Corporation | $2.5B | 11.77 | 1.13 | 10.1% |
| CHCO | City Holding Company | $2.0B | 15.58 | 2.56 | 16.4% |
| SRCE | 1st Source Corporation | $2.1B | 11.97 | 1.60 | 13.8% |
Price
| Price | $175.58 (closing price, October 30, 2026) |
| Market Cap | $3.2B |
| Exchange | AMEX |
| Country | US |
Profitability
| Return on Equity | 12.33% |
| Return on Invested Capital | 4.93% |
| Return on Assets | 1.58% |
| Gross Margin | 80.98% |
| Operating Margin | 19.05% |
| Net Margin | 30.86% |
Related companies: SBCF · FFBC · SFNC · TOWN · BANR · CHCO · SRCE · RNST
Explore sector: Financial Services · Banks - Regional
More sections of PRK: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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