Renasant Corporation (RNST) is a publicly traded company in the Financial Services — Banks - Regional industry listed on NYSE. This overview shows the latest price, key valuation ratios, profitability metrics and financial-health indicators used by fundamental investors.
Renasant Corporation acts as the parent bank holding company for Renasant Bank, delivering a full spectrum of financial, wealth management, fiduciary, and insurance services to both individual consumers and business clients. Its operations are organized into three primary segments: Community Banks, Insurance, and Wealth Management.
Is Renasant Corporation stock overvalued or undervalued in 2026?
Renasant Corporation (RNST) trades at 11.2× earnings (P/E), against a median of 12.9× across the 321 financial services companies above $2bn in Kaplio's universe. At Kaplio's cap P/B for its ROTCE 7.8 % (0.8×) $34 (-16 %); at its peers' median (1.1×) $48 (+19 %).
Kaplio overview: Renasant Corporation
Market cap $4B · 52 weeks $33 – $44 (10 % below the high) · P/E 11.2× · 2027 est. P/E 10.5× · Dividend 2.4 % · Next earnings January 26, 2027 · expected EPS $0.96 · Closing price, Oct 30 · accounts published Oct 27.
- Valuation: P/B 0.9× (expensive).
- Business: ROTCE 7.8 % (weak).
- Balance sheet: Capital/assets 14.5 % (solid).
- Earnings: 6 of 8 (uneven).
What would it be worth at its usual multiples?
At Kaplio's cap P/B for its ROTCE 7.8 % (0.8×) $34 (-16 %); at its peers' median (1.1×) $48 (+19 %). Implied price from applying the reference multiples to today's earnings (or book value, or FFO) per share. Not a fair value: it is where the stock would trade at its usual multiples.
What matters in banking: 3 of 5 pass
- ROTCE 7.8 %, fails.
- P/B (Price / Book) 0.9×, fails.
- ROA 1.2 %, passes.
- Equity / Assets (Tier 1 proxy) 14.5 %, passes.
- Sustainable dividend yield 2.4 %, passes.
Against its peers (reference peers) — Renasant Corporation: P/E 11.2×; P/B 0.9×; ROE 8.6 %; $3.6B. First Interstate BancSystem, Inc. (P/E 11.7×; P/B 1.1×; ROE 9.5 %; $3.6B), Independent Bank Corp. (P/E 12.3×; P/B 1.1×; ROE 9.3 %; $3.9B), First BanCorp. (P/E 11.1×; P/B 2.1×; ROE 18.9 %; $4.0B).
Expensive or cheap against its last ten fiscal years?
P/B at each close: today 0.9× · median 0.9× · minimum 0.6× · maximum 1.6× · cheap below 0.8× · expensive above 1.2×. It has been cheaper than today 58% of the time over its last ten fiscal years.
Dividend
tight · Yield 2.4 % ($0.83 per share in 2025) · 5-year growth -1 % a year · Free cash flow coverage payout 43 % · With $1,000 invested today you'd collect $23.50 a year ($1.96 a month).
Profitability
| Return on Equity | 8.62% |
| Return on Invested Capital | 2.82% |
| Return on Assets | 1.21% |
| Gross Margin | 60.01% |
| Operating Margin | 15.30% |
| Net Margin | 25.99% |
Financial Health
| Debt / Equity | 0.41 |
| Current Ratio | 4.43 |
| Piotroski F-Score | 6 |
| Altman Z-Score | 0.26 |
Price Performance
| 1 month | +0.03% |
| 3 months | -9.86% |
| Year-to-date | +13.37% |
| 1 year | +18.73% |
| 3 years | +47.13% |
| 5 years | +0.81% |
| 10 years | +22.52% |
Dividend History
Paid in the last 12 months: $0.94 per share in 4 payments.
| Date | Amount |
|---|---|
| September 16, 2026 | $0.24 |
| June 16, 2026 | $0.24 |
| March 17, 2026 | $0.23 |
| December 18, 2025 | $0.23 |
| September 16, 2025 | $0.22 |
| June 16, 2025 | $0.22 |
| March 17, 2025 | $0.22 |
| December 18, 2024 | $0.22 |
| September 16, 2024 | $0.22 |
| June 14, 2024 | $0.22 |
Amounts adjusted for stock splits.
Related companies: FULT · INDB · CATY · FIBK · FHB · ASB · FBP
Explore sector: Financial Services · Banks - Regional
More sections of RNST: Financials · Valuation · Statistics · Estimates · Technical · Ownership · News · Events
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