Fulton Financial Corporation (FULT) is a publicly traded company in the Financial Services — Banks - Regional industry listed on NASDAQ. This overview shows the latest price, key valuation ratios, profitability metrics and financial-health indicators used by fundamental investors.
Fulton Financial Corporation (FFC) functions as a financial holding entity, providing a full spectrum of banking products and services for both individual consumers and businesses. The company facilitates various deposit accounts, including checking and savings options, certificates of deposit, and Individual Retirement Accounts.
Is Fulton Financial Corporation stock overvalued or undervalued in 2026?
Fulton Financial Corporation (FULT) trades at 10.9× earnings (P/E), against a median of 13.0× across the 324 financial services companies above $2bn in Kaplio's universe. At a P/B justified by its ROTCE 13.6 % (1.3×) $25 (+7 %); at its peers' median (1.3×) $24 (+4 %).
Kaplio overview: Fulton Financial Corporation
Market cap $4B · 52 weeks $17 – $25 (7 % below the high) · P/E 10.9× · 2027 est. P/E 10.0× · Dividend 3.2 % · Next earnings January 20, 2027 · expected EPS $0.58 · Closing price, Oct 30 · accounts published Oct 21.
- Valuation: P/B 1.2× (justified).
- Business: ROTCE 13.6 % (solid).
- Balance sheet: Capital/assets 10.9 % (solid).
- Earnings: 8 of 8 (on track).
What would it be worth at its usual multiples?
At a P/B justified by its ROTCE 13.6 % (1.3×) $25 (+7 %); at its peers' median (1.3×) $24 (+4 %). Implied price from applying the reference multiples to today's earnings (or book value, or FFO) per share. Not a fair value: it is where the stock would trade at its usual multiples.
What matters in banking: 5 of 5 pass
- ROA 1.2 %, passes.
- ROTCE 13.6 %, passes.
- Equity / Assets (Tier 1 proxy) 10.9 %, passes.
- P/B (Price / Book) 1.2×, passes.
- Sustainable dividend yield 3.2 %, passes.
Against its peers (reference peers) — Fulton Financial Corporation: P/E 10.9×; P/B 1.2×; ROE 11.4 %; $4.5B. United Community Banks, Inc. (P/E 30.9×; P/B 1.3×; ROE 4.0 %; $4.4B), First Financial Bankshares, Inc. (P/E 15.1×; P/B 2.4×; ROE 15.1 %; $4.4B), WesBanco, Inc. (P/E 10.8×; P/B 0.9×; ROE 8.9 %; $3.7B).
Expensive or cheap against its last ten fiscal years?
P/B at each close: today 1.2× · median 1.1× · minimum 0.6× · maximum 1.7× · cheap below 1.0× · expensive above 1.4×. It has been cheaper than today 63% of the time over its last ten fiscal years.
Dividend
tight (only raised recently) · Yield 3.2 % ($0.77 per share in 2025) · Years raising it 2 · 5-year growth +7 % a year · Free cash flow coverage payout 36 % · With $1,000 invested today you'd collect $32.40 a year ($2.70 a month).
Profitability
| Return on Equity | 11.39% |
| Return on Invested Capital | 6.93% |
| Return on Assets | 1.19% |
| Gross Margin | 69.95% |
| Operating Margin | 26.11% |
| Net Margin | 21.15% |
Financial Health
| Debt / Equity | 0.33 |
| Current Ratio | 0.23 |
| Piotroski F-Score | 6 |
| Altman Z-Score | -0.62 |
Price Performance
| 1 month | +2.89% |
| 3 months | -4.71% |
| Year-to-date | +21.42% |
| 1 year | +35.12% |
| 3 years | +71.82% |
| 5 years | +42.67% |
| 10 years | +61.31% |
Dividend History
Paid in the last 12 months: $0.7600 per share in 4 payments.
| Date | Amount |
|---|---|
| 2026-10-01 | $0.1900 |
| 2026-07-01 | $0.1900 |
| 2026-04-01 | $0.1900 |
| 2025-12-31 | $0.1900 |
| 2025-10-01 | $0.1800 |
| 2025-07-01 | $0.1800 |
| 2025-04-01 | $0.1800 |
| 2024-12-31 | $0.1800 |
| 2024-10-01 | $0.1700 |
| 2024-07-01 | $0.1700 |
Amounts adjusted for stock splits.
Related companies: FFIN · WSBC · FFBC · CHCO · FNB · UCB · RNST · BKU
Explore sector: Financial Services · Banks - Regional
More sections of FULT: Financials · Valuation · Statistics · Estimates · Technical · Ownership · News · Events
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