Valuation dashboard for Fulton Financial Corporation (FULT) with P/E 11.21, P/B 1.25, EV/EBITDA 8.0 and dividend yield 3.15%. DCF, Graham Number, EPS growth, peer multiples and dividend discount models plus sector comparison against other Financial Services companies.
Fulton Financial Corporation (FFC) functions as a financial holding entity, providing a full spectrum of banking products and services for both individual consumers and businesses. The company facilitates various deposit accounts, including checking and savings options, certificates of deposit, and Individual Retirement Accounts.
What would it be worth at its usual multiples?
At Kaplio's cap P/B for its ROTCE 13.6 % (1.3×) $25 (+4 %); at its peers' median (1.3×) $25 (+4 %). Implied price from applying the reference multiples to today's earnings (or book value, or FFO) per share. Not a fair value: it is where the stock would trade at its usual multiples.
Analysis Summary
Fulton Financial Corporation reported revenue of $1.89B in the most recent fiscal year, growing at a 5-year CAGR of 14.2%. Net income reached $391.6M, with a 17.1% 5-year CAGR.
Trailing-twelve-month margins: gross margin 70.0%, operating margin 26.1%, net margin 21.1%.
At $24.10 (closing price, November 2, 2026), FULT trades at a P/E of 11.21 and an ROE of 11.39%. Market capitalisation stands at $4.6B.
Balance sheet quality for FULT: debt-to-equity ratio of 0.33, current ratio of 0.23 over the last 12 months. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 11.21 |
| Price / Book | 1.25 |
| EV / EBITDA | 8.0 |
| Dividend Yield | 3.15% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| FULT | Fulton Financial Corporation | $4.6B | 11.21 | 1.25 | 11.4% |
| FFIN | First Financial Bankshares, Inc. | $4.5B | 15.49 | 2.46 | 15.1% |
| WSBC | WesBanco, Inc. | $3.8B | 11.01 | 0.93 | 8.9% |
| FFBC | First Financial Bancorp. | $3.5B | 11.58 | 1.19 | 10.2% |
| CHCO | City Holding Company | $2.0B | 15.88 | 2.61 | 16.4% |
| FNB | F.N.B. Corporation | $6.5B | 10.85 | 0.96 | 8.9% |
| UCB | United Community Banks, Inc. | $4.5B | 31.63 | 1.29 | 4.0% |
| RNST | Renasant Corporation | $3.7B | 11.36 | 0.96 | 8.6% |
Price
| Price | $24.10 (closing price, November 2, 2026) |
| Market Cap | $4.6B |
| Exchange | NASDAQ |
| Country | US |
Profitability
| Return on Equity | 11.39% |
| Return on Invested Capital | 6.93% |
| Return on Assets | 1.19% |
| Gross Margin | 69.95% |
| Operating Margin | 26.11% |
| Net Margin | 21.15% |
Related companies: FFIN · WSBC · FFBC · CHCO · FNB · UCB · RNST · BKU
Explore sector: Financial Services · Banks - Regional
More sections of FULT: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
Discover more: Weekly Radar: the S&P 500 through the Buffett and Lynch methods · Companies that pass the Buffett method · Companies that pass the Lynch method · Stocks that pass Graham's defensive investor test today · Investment Academy — learn to analyze stocks