Valuation dashboard for Root, Inc. (ROOT) with P/E 13.83, P/B 2.46, EV/EBITDA 5.80 and dividend yield 0.00%. DCF, Graham Number and Earnings Power Value models plus sector comparison against other Financial Services companies.
Root, Inc. operates within the United States, concentrating on delivering a range of insurance solutions, including policies for automobiles, residential properties, and rental occupancy. The company employs a direct-to-consumer business model, primarily connecting with its customers via user-friendly mobile applications and its official website.
Analysis Summary
Root, Inc. reported revenue of $1.52B in the most recent fiscal year, growing at a 5-year CAGR of 34.3%.
Trailing-twelve-month margins: gross margin 31.5%, operating margin 4.0%, net margin 3.9%.
At the current price of $52.44, ROOT trades at a P/E of 13.83 and an ROE of 15.91%. Market capitalisation stands at $735M.
Balance sheet quality for ROOT: current ratio of 2.6. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 13.83 |
| Price / Book | 2.46 |
| EV / EBITDA | 5.80 |
| Dividend Yield | 0.00% |
Valuation Models
| DCF Fair Value | $-1125.58 |
| vs Current Price | -2246.4% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| ROOT | Root, Inc. | $735M | 13.83 | 2.46 | 15.9% |
| 0VQD.L | Chubb Limited | $134.6B | 12.41 | 1.74 | 14.0% |
| CB | Chubb Limited | $131.8B | 12.13 | 1.80 | 15.2% |
| 0KOC.L | The Progressive Corporation | $128.0B | 10.97 | 3.72 | 35.4% |
| PGR | The Progressive Corporation | $126.2B | 11.03 | 3.74 | 35.4% |
| 0R03.L | The Travelers Companies, Inc. | $82.7B | 10.61 | 2.01 | 19.1% |
| TRV | The Travelers Companies, Inc. | $79.0B | 10.28 | 2.48 | 25.6% |
| 0HCZ.L | The Allstate Corporation | $67.3B | 5.09 | 1.96 | 43.1% |
Price
| Price | $52.44 |
| Market Cap | $735M |
| Exchange | NASDAQ |
| Country | US |
Profitability
| Return on Equity | 15.91% |
| Return on Invested Capital | 9.41% |
| Return on Assets | 3.67% |
| Gross Margin | 31.54% |
| Operating Margin | 3.96% |
| Net Margin | 3.90% |
Related companies: ASIC · BOW · CSWC · HRZN · MFIC · OBK · PRA
Explore sector: Financial Services · Insurance - Property & Casualty
More sections of ROOT: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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