Valuation dashboard for TransUnion (TRU) with P/E 19.11, P/B 3.12, EV/EBITDA 10.3 and dividend yield 0.62%. DCF, Graham Number, EPS growth, peer multiples and dividend discount models plus sector comparison against other Financial Services companies.
TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates in two segments, U.S. Markets and International. The U.S. Markets segment provides credit reporting, credit marketing, analytics and consulting, identity verification, and authentication and debt recovery solutions for financial services industry; and onboarding and transaction processing products, scoring and analytic products, marketing solutio...
Where would it trade at its usual multiples?
Versus its usual multiples: expensive · Current P/E 19.1× · Multiples range: $53.06 · $53.06.
At its sector median (12.9×) $53 (-32%). Implied price from applying the reference multiples to today's earnings (or book value, or FFO) per share. Not a fair value: it is where the stock would trade at its usual multiples.
Analysis Summary
TransUnion reported revenue of $4.58B in the most recent fiscal year, growing at a 5-year CAGR of 12.6%. Net income reached $455.4M, with a 5.8% 5-year CAGR.
Trailing-twelve-month margins: gross margin 58.8%, operating margin 22.5%, net margin 18.0%.
At $78.55 (closing price, November 3, 2026), TRU trades at a P/E of 19.11 and an ROE of 19.22%. Market capitalisation stands at $15.0B, placing it among large-cap names.
Balance sheet quality for TRU: debt-to-equity ratio of 1.14, current ratio of 2.03 over the last 12 months. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 19.11 |
| Price / Book | 3.12 |
| EV / EBITDA | 10.3 |
| Dividend Yield | 0.62% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| TRU | TransUnion | $15.0B | 19.11 | 3.12 | 19.2% |
| VRSK | Verisk Analytics, Inc. | $25.6B | 30.26 | -212.0% | |
| SPGI | S&P Global Inc. | $135.1B | 27.72 | 7.03 | 17.5% |
| MCO | Moody's Corporation | $86.8B | 30.71 | 26.63 | 86.4% |
| FICO | Fair Isaac Corporation | $15.6B | 20.92 | -33.4% | |
| EFX | Equifax Inc. | $22.1B | 30.33 | 4.92 | 16.5% |
Price
| Price | $78.55 (closing price, November 3, 2026) |
| Market Cap | $15.0B |
| Exchange | NYSE |
| Country | US |
Profitability
| Return on Equity | 19.22% |
| Return on Invested Capital | 9.57% |
| Return on Assets | 7.51% |
| Gross Margin | 58.82% |
| Operating Margin | 22.51% |
| Net Margin | 18.01% |
Related companies: VRSK · SPGI · MCO · FICO · EFX
Explore sector: Financial Services · Financial - Data & Stock Exchanges
More sections of TRU: Overview · Financials · Estimates · Technical · Ownership
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