Wall Street analyst estimates for Wintrust Financial Corporation (WTFC): consensus price target, buy/hold/sell recommendations and forecasts for revenue and EPS for the upcoming fiscal years.
Wintrust Financial Corporation (WTFC) functions as a diversified financial holding company, structuring its operations across three primary business segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers a comprehensive array of financial products and services. This includes various deposit accounts, such as non-interest-bearing, interest-bearing transaction, savings, and domestic time deposits.
Consensus price target
$176.67 (+16 % vs price $152.38)
between $160.00 and $195.00 · 8 targets published in the last quarter
Closing price, Oct 30
A twelve-month target is not a fair value: compare it with the range in the Valuation tab.
Revenue and EPS estimates
| Fiscal year | Revenue (average) | Revenue (low – high) | EPS (average) | Analysts |
|---|---|---|---|---|
| 2026E | $3.0B | $3.0B – $3.0B | $13.32 | 11 |
| 2027E | $3.2B | $3.2B – $3.2B | $14.10 | 12 |
| 2028E | $3.4B | $3.4B – $3.4B | $15.23 | 10 |
Figures in USD · consensus as of October 29, 2026
Analyst Consensus
| Strong Buy | 1 |
| Buy | 14 |
| Hold | 7 |
| Sell | 0 |
| Strong Sell | 0 |
| Total analysts | 22 |
| Avg rating (−2 sell to +2 buy) | 0.73 |
Recent Earnings Surprises
| Date | EPS Actual | EPS Est. | vs Est. |
|---|---|---|---|
| 2027-01-19 | $3.41 | ||
| 2026-10-19 | $3.37 | $3.31 | +1.8% |
| 2026-07-20 | $3.30 | $3.14 | +5.1% |
| 2026-04-20 | $3.22 | $2.96 | +8.8% |
| 2026-01-20 | $3.15 | $2.93 | +7.5% |
| 2025-10-20 | $3.06 | $2.63 | +16.3% |
| 2025-07-21 | $2.78 | $2.60 | +6.9% |
| 2025-04-21 | $2.69 | $2.49 | +8.0% |
Valuation Ratios
| P/E Ratio | 11.55 |
| Price / Book | 1.41 |
| EV / EBITDA | 7.76 |
| Dividend Yield | 1.41% |
Income Statement (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.13B | $1.26B | $1.52B | $1.79B | $1.90B | $1.86B | $2.21B | $3.33B | $3.97B | $4.23B |
| Cost of Revenue | $124.3M | $144.2M | $240.7M | $384.1M | $467.3M | $91.3M | $330.7M | $1.17B | $1.62B | $1.60B |
| Gross Profit | $1.00B | $1.12B | $1.28B | $1.41B | $1.43B | $1.77B | $1.88B | $2.16B | $2.35B | $2.63B |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling, General & Admin | $446.0M | $477.1M | $538.4M | $604.2M | $687.4M | $766.0M | $784.2M | $849.8M | $919.9M | $1.00B |
| Operating Expenses | $672.6M | $727.1M | $821.8M | $925.2M | $1.04B | $1.13B | $1.18B | $1.31B | $1.40B | $1.51B |
| Operating Income | $331.9M | $390.0M | $460.1M | $480.1M | $389.8M | $637.8M | $700.6M | $845.1M | $947.1M | $1.12B |
| EBITDA | $385.0M | $453.1M | $527.8M | $568.5M | $486.1M | $739.6M | $782.6M | $929.8M | $1.05B | $1.24B |
| Interest Expense | $90.3M | $114.4M | $205.9M | $330.2M | $253.1M | $150.5M | $252.1M | $1.06B | $1.52B | $1.50B |
| Pre-tax Income | $331.9M | $390.0M | $460.1M | $480.1M | $389.8M | $637.8M | $700.6M | $845.1M | $947.1M | $1.12B |
| Income Tax | $125.0M | $132.3M | $117.0M | $124.4M | $96.8M | $171.6M | $190.9M | $222.5M | $252.0M | $294.6M |
| Net Income | $206.9M | $257.7M | $343.2M | $355.7M | $293.0M | $466.2M | $509.7M | $622.6M | $695.0M | $823.8M |
| EPS | $3.83 | $4.53 | $5.95 | $6.11 | $4.72 | $7.69 | $8.14 | $9.72 | $10.47 | $11.58 |
| EPS (Diluted) | $3.66 | $4.40 | $5.86 | $6.03 | $4.68 | $7.58 | $8.02 | $9.58 | $10.31 | $11.56 |
| Shares Outstanding (Diluted) | 54.3 M | 56.7 M | 57.2 M | 57.6 M | 58.0 M | 57.8 M | 60.1 M | 62.1 M | 64.7 M | 67.6 M |
Price
| Price | $152.38 (closing price, October 30, 2026) |
| Market Cap | $10.3B |
| Exchange | NASDAQ |
| Country | US |
Related companies: HBAN · BOKF · CBSH · TCBI · WSFS · MTB · CFG · RF
Explore sector: Financial Services · Banks - Regional
More sections of WTFC: Overview · Financials · Valuation · Statistics · Technical · Ownership · News · Events
Discover more: Weekly Radar: the S&P 500 through the Buffett and Lynch methods · Companies that pass the Buffett method today · Companies that pass the Lynch method today · Stocks that pass Graham's defensive investor test today · Investment Academy — learn to analyze stocks