Valuation dashboard for Assured Guaranty Ltd. (AGO) with P/E 9.85, P/B 0.57, EV/EBITDA 10.2 and dividend yield 2.06%. DCF, Graham Number, EPS growth, peer multiples and dividend discount models plus sector comparison against other Financial Services companies.
Assured Guaranty Ltd., together with its subsidiaries, provides credit protection products to public finance and structured finance markets in the United States and internationally. It operates through Insurance and Asset Management segments. The company offers financial guaranty insurance that protects holders of debt instruments and other monetary obligations from defaults in scheduled payments.
What would it be worth at its usual multiples?
Versus its usual multiples: expensive · Current P/B 0.6× · Multiples range: $47.68 · $128.00.
At a P/B Kaplio accepts for its ROE 6.3 % (0.4×) $48 (-34 %); at its peers' median (1.0×) $128 (+78 %). Implied price from applying the reference multiples to today's earnings (or book value, or FFO) per share. Not a fair value: it is where the stock would trade at its usual multiples.
Analysis Summary
Assured Guaranty Ltd. reported revenue of $788.0M in the most recent fiscal year, growing at a 5-year CAGR of -6.2%. Net income reached $503.0M, with a 6.8% 5-year CAGR.
Trailing-twelve-month margins: gross margin 97.5%, operating margin 44.0%, net margin 40.3%.
At $71.93 (closing price, November 2, 2026), AGO trades at a P/E of 9.85 and an ROE of 6.26%. Market capitalisation stands at $3.2B.
Balance sheet quality for AGO: debt-to-equity ratio of 0.31, current ratio of 0.00 over the last 12 months. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 9.85 |
| Price / Book | 0.57 |
| EV / EBITDA | 10.2 |
| Dividend Yield | 2.06% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| AGO | Assured Guaranty Ltd. | $3.2B | 9.85 | 0.57 | 6.3% |
| TCBI | Texas Capital Bancshares, Inc. | $3.9B | 11.59 | 1.11 | 10.1% |
| GBDC | Golub Capital BDC, Inc. | $3.3B | 23.44 | 0.89 | 3.8% |
| NMIH | NMI Holdings, Inc. | $3.3B | 8.55 | 1.20 | 15.1% |
| WBS | Webster Financial Corporation | $12.6B | 12.61 | 1.27 | 10.7% |
| RDN | Radian Group Inc. | $4.8B | 9.20 | 1.02 | 11.3% |
| FHI | Federated Hermes, Inc. | $4.7B | 11.17 | 3.44 | 34.0% |
| UCB | United Community Banks, Inc. | $4.5B | 31.63 | 1.29 | 4.0% |
Price
| Price | $71.93 (closing price, November 2, 2026) |
| Market Cap | $3.2B |
| Exchange | NYSE |
| Country | BM |
Profitability
| Return on Equity | 6.26% |
| Return on Invested Capital | 2.76% |
| Return on Assets | 2.78% |
| Gross Margin | 97.47% |
| Operating Margin | 44.02% |
| Net Margin | 40.34% |
Related companies: TCBI · GBDC · NMIH · RDN · FHI · UCB · CNO
Explore sector: Financial Services · Insurance - Specialty
More sections of AGO: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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