The Allstate Corporation (ALL) Valuation — DCF, Graham & Comparables

The Allstate Corporation (ALL) — Price $259.87 (closing price, October 30, 2026) — Financial Services — Insurance - Property & Casualty — NYSE

Latest reported results:

Valuation dashboard for The Allstate Corporation (ALL) with P/E 5.19, P/B 1.97, EV/EBITDA 4.06 and dividend yield 1.63%. DCF, Graham Number, EPS growth, peer multiples and dividend discount models plus sector comparison against other Financial Services companies.

The Allstate Corporation, along with its affiliated entities, provides a comprehensive suite of property, casualty, and other insurance offerings throughout the United States and Canada. The company's operations are structured across four primary business segments: Allstate Protection; Protection Services; Allstate Health and Benefits; and Run-off Property-Liability. The Allstate Protection segment delivers a wide array of personal and commercial insurance solutions.

Analysis Summary

The Allstate Corporation reported revenue of $66.46B in the most recent fiscal year, growing at a 5-year CAGR of 9.8%. Net income reached $10.28B, with a 13.0% 5-year CAGR.

Trailing-twelve-month margins: gross margin 42.2%, operating margin 24.8%, net margin 19.2%.

At $259.87 (closing price, October 30, 2026), ALL trades at a P/E of 5.19 and an ROE of 43.13%. Market capitalisation stands at $65.7B, placing it among large-cap names.

Balance sheet quality for ALL: current ratio of 0.4. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.

Valuation Ratios

P/E Ratio5.19
Price / Book1.97
EV / EBITDA4.06
Dividend Yield1.63%

Valuation Models

DCF Fair Value$289.78
vs Current Price+11.5%

Peer Comparison

SymbolCompanyMarket CapP/EP/BROE
ALLThe Allstate Corporation$65.7B5.191.9743.1%
CINFCincinnati Financial Corporation$27.8B10.621.7216.5%
SIGISelective Insurance Group, Inc.$5.9B11.881.7014.3%
CBChubb Limited$139.3B12.681.9215.1%
PGRThe Progressive Corporation$134.4B11.653.9035.4%
TRVThe Travelers Companies, Inc.$81.2B10.392.8326.2%
HIGThe Hartford Insurance Group, Inc.$35.5B8.071.9624.1%
CNACNA Financial Corporation$13.2B10.701.1812.0%

Price

Price$259.87 (closing price, October 30, 2026)
Market Cap$65.7B
ExchangeNYSE
CountryUS

Profitability

Return on Equity43.13%
Return on Invested Capital31.29%
Return on Assets10.67%
Gross Margin42.16%
Operating Margin24.83%
Net Margin19.24%

Related companies: CINF · SIGI · CB · PGR · TRV · HIG · CNA · THG

Explore sector: Financial Services · Insurance - Property & Casualty

More sections of ALL: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events

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