Banco BBVA Argentina S.A. (BBAR) Valuation — DCF, Graham & Comparables

Banco BBVA Argentina S.A. (BBAR) — Price $11.61 (closing price, October 30, 2026) — Financial Services — Banks - Regional — NYSE

Latest reported results:

Valuation dashboard for Banco BBVA Argentina S.A. (BBAR) with P/E 13.29, P/B 0.93, EV/EBITDA 4.9 and dividend yield 3.55%. DCF, Graham Number, EPS growth, peer multiples and dividend discount models plus sector comparison against other Financial Services companies.

Banco BBVA Argentina S.A. operates as a financial services provider in Argentina, extending a comprehensive suite of banking products and solutions to both individual and corporate clients. Its retail division offers individual customers a variety of services, including current and savings accounts, time deposits, credit cards, personal and secured loans, home mortgages, insurance, and investment products.

What would it be worth at its usual multiples?

At a P/B justified by its ROTCE 9.2 % (1.3×) $16 (+39 %); at its peers' median (1.1×) $14 (+21 %). Implied price from applying the reference multiples to today's earnings (or book value, or FFO) per share. Not a fair value: it is where the stock would trade at its usual multiples.

Analysis Summary

Banco BBVA Argentina S.A. reported revenue of 5.63T ARS in the most recent fiscal year, growing at a 5-year CAGR of 68.8%. Net income reached 315.14B ARS, with a 60.5% 5-year CAGR.

Trailing-twelve-month margins: gross margin 39.6%, operating margin 7.5%, net margin 4.6%.

At $11.61 (closing price, October 30, 2026), BBAR trades at a P/E of 13.29 and an ROE of 8.15%. Market capitalisation stands at $2.4B.

Balance sheet quality for BBAR: debt-to-equity ratio of 0.35, current ratio of 3.79 over the last 12 months. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.

Valuation Ratios

P/E Ratio13.29
Price / Book0.93
EV / EBITDA4.9
Dividend Yield3.55%

Peer Comparison

SymbolCompanyMarket CapP/EP/BROE
BBARBanco BBVA Argentina S.A.$2.4B13.290.938.1%
FULTFulton Financial Corporation$4.5B10.921.2111.4%
INDBIndependent Bank Corp.$3.9B12.261.139.3%
BANFBancFirst Corporation$3.7B14.651.8613.3%
FIBKFirst Interstate BancSystem, Inc.$3.6B11.731.139.5%
ASBAssociated Banc-Corp$5.0B10.481.0310.0%
SFBSServisFirst Bancshares, Inc.$4.4B12.832.1617.6%
UCBUnited Community Banks, Inc.$4.4B30.871.264.0%

Price

Price$11.61 (closing price, October 30, 2026)
Market Cap$2.4B
ExchangeNYSE
CountryAR

Profitability

Return on Equity8.15%
Return on Invested Capital1.11%
Return on Assets1.04%
Gross Margin39.56%
Operating Margin7.49%
Net Margin4.62%

Related companies: FULT · INDB · BANF · FIBK · ASB · SFBS · UCB · RNST

Explore sector: Financial Services · Banks - Regional

More sections of BBAR: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events

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