Central Bancompany (CBC) is a publicly traded company in the Financial Services — Banks - Regional industry listed on NASDAQ. This overview shows the latest price, key valuation ratios, profitability metrics and financial-health indicators used by fundamental investors.
Central Bancompany, Inc. operates as the bank holding company for The Central Trust Bank that provides consumer, commercial, and wealth management products and services. It operates through three segments: Consumer Banking, Commercial Banking, and Wealth Management. The Consumer Banking segment offers consumer loans and deposit products; residential mortgage, installment lending and other consumer loan financing options; and debit and credit card loan and fee businesses.
Is Central Bancompany stock overvalued or undervalued in 2026?
Central Bancompany (CBC) trades at 19.3× earnings (P/E), against a median of 12.9× across the 321 financial services companies above $2bn in Kaplio's universe. At a P/B justified by its ROTCE 11.4 % (1.3×) $21 (-43 %); at its peers' median (1.2×) $19 (-47 %).
Kaplio overview: Central Bancompany
Market cap $9B · 52 weeks $23 – $36 (0 % below the high) · P/E 19.3× · 2027 est. P/E 17.6× · Dividend 1.0 % · Next earnings January 26, 2027 · expected EPS $0.49 · Closing price, Oct 30 · accounts published Oct 27.
- Valuation: P/B 2.3× (expensive).
- Business: ROTCE 11.4 % (fair).
- Balance sheet: Capital/assets 18.2 % (solid).
- Earnings: 2 of 5 (disappointing).
What would it be worth at its usual multiples?
At a P/B justified by its ROTCE 11.4 % (1.3×) $21 (-43 %); at its peers' median (1.2×) $19 (-47 %). Implied price from applying the reference multiples to today's earnings (or book value, or FFO) per share. Not a fair value: it is where the stock would trade at its usual multiples.
What matters in banking: 2 of 4 pass
- P/B (Price / Book) 2.3×, fails.
- ROTCE 11.4 %, borderline.
- ROA 2.2 %, passes.
- Equity / Assets (Tier 1 proxy) 18.2 %, passes.
- Sustainable dividend yield 1.0 %, info.
Against its peers (reference peers) — Central Bancompany: P/E 19.3×; P/B 2.3×; ROE 11.7 %; $8.6B. Columbia Banking System, Inc. (P/E 10.6×; P/B 1.2×; ROE 11.1 %; $8.9B), Commerce Bancshares, Inc. (P/E 13.2×; P/B 1.9×; ROE 14.3 %; $7.8B), SouthState Bank Corp. (P/E 11.2×; P/B 1.1×; ROE 10.2 %; $10.2B).
Dividend
tight (only raised recently) · Yield 1.0 % ($1.07 per share in 2025) · Free cash flow coverage payout 63 % · With $1,000 invested today you'd collect $10.10 a year ($0.84 a month).
Profitability
| Return on Equity | 11.74% |
| Return on Invested Capital | 2.22% |
| Return on Assets | 2.22% |
| Gross Margin | 84.11% |
| Operating Margin | 44.47% |
| Net Margin | 34.30% |
Financial Health
| Debt / Equity | 0.24 |
| Current Ratio | 0.81 |
| Piotroski F-Score | 6 |
| Altman Z-Score | 0.08 |
Price Performance
| 1 month | +12.14% |
| 3 months | +7.67% |
| Year-to-date | +48.92% |
Dividend History
Paid in the last 12 months: $0.36 per share in 3 payments.
| Date | Amount |
|---|---|
| August 21, 2026 | $0.12 |
| May 22, 2026 | $0.12 |
| February 20, 2026 | $0.12 |
| October 20, 2025 | $0.0031 |
| August 22, 2025 | $0.055 |
| May 23, 2025 | $0.055 |
| April 25, 2025 | $0.80 |
| February 21, 2025 | $0.055 |
| November 22, 2024 | $0.125 |
| August 16, 2024 | $0.045 |
Amounts adjusted for stock splits.
Related companies: UMBF · CBSH · COLB · TOWN · CHCO · SRCE · SSB · RNST
Explore sector: Financial Services · Banks - Regional
More sections of CBC: Financials · Valuation · Statistics · Estimates · Technical · Ownership · News · Events
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