Valuation dashboard for Central Bancompany (CBC) with P/E 19.31, P/B 2.27, EV/EBITDA 13.6 and dividend yield 1.01%. DCF, Graham Number, EPS growth, peer multiples and dividend discount models plus sector comparison against other Financial Services companies.
Central Bancompany, Inc. operates as the bank holding company for The Central Trust Bank that provides consumer, commercial, and wealth management products and services. It operates through three segments: Consumer Banking, Commercial Banking, and Wealth Management. The Consumer Banking segment offers consumer loans and deposit products; residential mortgage, installment lending and other consumer loan financing options; and debit and credit card loan and fee businesses.
What would it be worth at its usual multiples?
Versus its usual multiples: expensive · Current P/B 2.3× · Multiples range: $19.18 · $20.61.
At Kaplio's cap P/B for its ROTCE 11.4 % (1.3×) $21 (-43 %); at its peers' median (1.2×) $19 (-47 %). Implied price from applying the reference multiples to today's earnings (or book value, or FFO) per share. Not a fair value: it is where the stock would trade at its usual multiples.
Analysis Summary
Trailing-twelve-month margins: gross margin 84.1%, operating margin 44.5%, net margin 34.3%.
At $35.92 (closing price, October 30, 2026), CBC trades at a P/E of 19.31 and an ROE of 11.74%. Market capitalisation stands at $8.6B.
Balance sheet quality for CBC: debt-to-equity ratio of 0.24, current ratio of 0.81 over the last 12 months. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 19.31 |
| Price / Book | 2.27 |
| EV / EBITDA | 13.6 |
| Dividend Yield | 1.01% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| CBC | Central Bancompany | $8.6B | 19.31 | 2.27 | 11.7% |
| UMBF | UMB Financial Corporation | $10.2B | 10.18 | 1.30 | 13.2% |
| CBSH | Commerce Bancshares, Inc. | $7.8B | 13.17 | 1.87 | 14.4% |
| COLB | Columbia Banking System, Inc. | $8.9B | 10.62 | 1.21 | 11.1% |
| TOWN | TowneBank | $3.4B | 10.18 | 1.07 | 12.4% |
| CHCO | City Holding Company | $2.0B | 15.58 | 2.56 | 16.4% |
| SRCE | 1st Source Corporation | $2.1B | 11.97 | 1.60 | 13.8% |
| SSB | SouthState Bank Corp. | $10.2B | 11.19 | 1.13 | 10.2% |
Price
| Price | $35.92 (closing price, October 30, 2026) |
| Market Cap | $8.6B |
| Exchange | NASDAQ |
| Country | US |
Profitability
| Return on Equity | 11.74% |
| Return on Invested Capital | 2.22% |
| Return on Assets | 2.22% |
| Gross Margin | 84.11% |
| Operating Margin | 44.47% |
| Net Margin | 34.30% |
Related companies: UMBF · CBSH · COLB · TOWN · CHCO · SRCE · SSB · RNST
Explore sector: Financial Services · Banks - Regional
More sections of CBC: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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