Wall Street analyst estimates for Capital One Financial Corporation (COF): consensus price target, buy/hold/sell recommendations and forecasts for revenue and EPS for the upcoming fiscal years.
Capital One Financial Corporation, identified by its ticker COF, operates as a prominent financial services holding company. It oversees essential subsidiaries such as Capital One Bank (USA), National Association, and Capital One, National Association, which collectively offer a broad spectrum of financial products and services throughout the United States, Canada, and the United Kingdom.
Consensus price target
$252.89 (+23 % vs price $204.85)
between $229.00 and $280.00 · 11 targets published in the last quarter
Closing price, Oct 30
A twelve-month target is not a fair value: compare it with the range in the Valuation tab.
Revenue and EPS estimates
| Fiscal year | Revenue (average) | Revenue (low – high) | EPS (average) | Analysts |
|---|---|---|---|---|
| 2026E | $64.0B | $63.2B – $64.8B | $21.46 | 14 |
| 2027E | $67.6B | $66.5B – $68.6B | $24.02 | 15 |
| 2028E | $71.3B | $68.9B – $73.0B | $27.71 | 12 |
Figures in USD · consensus as of October 29, 2026
Analyst Consensus
| Strong Buy | 0 |
| Buy | 36 |
| Hold | 17 |
| Sell | 4 |
| Strong Sell | 0 |
| Total analysts | 57 |
| Avg rating (−2 sell to +2 buy) | 0.56 |
Recent Earnings Surprises
| Date | EPS Actual | EPS Est. | vs Est. |
|---|---|---|---|
| 2027-01-28 | $4.86 | ||
| 2026-10-20 | $6.69 | $5.53 | +21.0% |
| 2026-07-21 | $5.81 | $4.79 | +21.3% |
| 2026-04-21 | $4.42 | $4.50 | -1.8% |
| 2026-01-22 | $3.86 | $4.14 | -6.8% |
| 2025-10-21 | $5.95 | $4.49 | +32.5% |
| 2025-07-22 | $5.48 | $4.05 | +35.3% |
| 2025-04-22 | $4.06 | $3.64 | +11.5% |
Valuation Ratios
| P/E Ratio | 12.09 |
| Price / Book | 1.14 |
| EV / EBITDA | 5.91 |
| Dividend Yield | 1.56% |
Income Statement (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $27.52B | $30.00B | $31.88B | $33.77B | $31.64B | $32.03B | $38.37B | $49.48B | $53.94B | $69.25B |
| Cost of Revenue | $8.48B | $10.31B | $10.16B | $11.41B | $13.38B | -$346.0M | $9.97B | $23.12B | $26.54B | $36.47B |
| Gross Profit | $19.04B | $19.69B | $21.72B | $22.36B | $18.26B | $32.38B | $28.40B | $26.36B | $27.40B | $32.78B |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling, General & Admin | $7.01B | $7.57B | $7.90B | $8.66B | $8.41B | $10.29B | $12.44B | $13.31B | $13.96B | $18.36B |
| Operating Expenses | $13.56B | $14.19B | $14.40B | $15.48B | $15.06B | $16.57B | $19.16B | $20.32B | $21.49B | $30.50B |
| Operating Income | $5.48B | $5.49B | $7.32B | $6.87B | $3.20B | $15.81B | $9.24B | $6.04B | $5.91B | $2.28B |
| EBITDA | $7.91B | $7.93B | $9.71B | $10.21B | $6.70B | $19.29B | $12.45B | $9.27B | $9.15B | $7.54B |
| Interest Expense | $2.02B | $2.76B | $4.30B | $5.17B | $3.12B | $1.60B | $4.12B | $12.70B | $14.83B | $15.82B |
| Pre-tax Income | $5.48B | $5.49B | $7.32B | $6.87B | $3.20B | $15.81B | $9.24B | $6.04B | $5.91B | $2.28B |
| Income Tax | $1.71B | $3.38B | $1.29B | $1.34B | $486.0M | $3.42B | $1.88B | $1.16B | $1.16B | $193.0M |
| Net Income | $3.75B | $1.98B | $6.01B | $5.55B | $2.71B | $12.39B | $7.36B | $4.89B | $4.75B | $2.45B |
| EPS | $6.96 | $3.52 | $11.90 | $11.10 | $5.19 | $27.04 | $17.91 | $11.98 | $11.61 | $4.03 |
| EPS (Diluted) | $6.89 | $3.49 | $12.45 | $11.05 | $5.18 | $26.94 | $17.91 | $11.95 | $11.59 | $4.03 |
| Shares Outstanding (Diluted) | 509.8 M | 488.6 M | 483.1 M | 469.9 M | 458.9 M | 444.2 M | 393.2 M | 383.4 M | 383.6 M | 541.3 M |
Price
| Price | $204.85 (closing price, October 30, 2026) |
| Market Cap | $125.7B |
| Exchange | NYSE |
| Country | US |
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Explore sector: Financial Services · Financial - Credit Services
More sections of COF: Overview · Financials · Valuation · Statistics · Technical · Ownership · News · Events
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