Valuation dashboard for Capital One Financial Corporation (COF) with P/E 12.09, P/B 1.14, EV/EBITDA 5.91 and dividend yield 1.56%. DCF, Graham Number, EPS growth, peer multiples and dividend discount models plus sector comparison against other Financial Services companies.
Capital One Financial Corporation, identified by its ticker COF, operates as a prominent financial services holding company. It oversees essential subsidiaries such as Capital One Bank (USA), National Association, and Capital One, National Association, which collectively offer a broad spectrum of financial products and services throughout the United States, Canada, and the United Kingdom.
Analysis Summary
Capital One Financial Corporation reported revenue of $69.25B in the most recent fiscal year, growing at a 5-year CAGR of 17.0%. Net income reached $2.45B, with a -2.0% 5-year CAGR.
Trailing-twelve-month margins: gross margin 66.6%, operating margin 21.1%, net margin 13.7%.
At $204.85 (closing price, October 30, 2026), COF trades at a P/E of 12.09 and an ROE of 9.67%. Market capitalisation stands at $125.7B, placing it among large-cap names.
Balance sheet quality for COF: current ratio of 0.1. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 12.09 |
| Price / Book | 1.14 |
| EV / EBITDA | 5.91 |
| Dividend Yield | 1.56% |
Valuation Models
| DCF Fair Value | $576.82 |
| vs Current Price | +181.6% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| COF | Capital One Financial Corporation | $125.7B | 12.09 | 1.14 | 9.7% |
| JPM | JPMorgan Chase & Co. | $895.9B | 14.14 | 2.42 | 17.9% |
| BAC | Bank of America Corporation | $346.2B | 11.94 | 1.21 | 10.7% |
| AXP | American Express Company | $214.0B | 17.92 | 6.00 | 35.6% |
| WFC | Wells Fargo & Company | $250.4B | 11.68 | 1.43 | 12.9% |
| C | Citigroup Inc. | $205.7B | 11.96 | 0.98 | 9.2% |
| PNC | The PNC Financial Services Group, Inc. | $90.5B | 12.13 | 1.47 | 12.6% |
| USB | U.S. Bancorp | $92.6B | 11.59 | 1.39 | 12.6% |
Price
| Price | $204.85 (closing price, October 30, 2026) |
| Market Cap | $125.7B |
| Exchange | NYSE |
| Country | US |
Profitability
| Return on Equity | 9.67% |
| Return on Invested Capital | 6.95% |
| Return on Assets | 1.62% |
| Gross Margin | 66.60% |
| Operating Margin | 21.12% |
| Net Margin | 13.73% |
Related companies: JPM · BAC · AXP · WFC · C · PNC · USB · CFG
Explore sector: Financial Services · Financial - Credit Services
More sections of COF: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
Discover more: Weekly Radar: the S&P 500 through the Buffett and Lynch methods · Companies that pass the Buffett method today · Companies that pass the Lynch method today · Stocks that pass Graham's defensive investor test today · Investment Academy — learn to analyze stocks