Wall Street analyst estimates for Flagstar Financial, Inc. (FLG): consensus price target, buy/hold/sell recommendations and forecasts for revenue and EPS for the upcoming fiscal years.
Flagstar Financial, Inc. serves as the holding company for Flagstar Bank, N.A., delivering a wide array of banking solutions and services throughout the United States. Its deposit portfolio features interest-bearing checking, money market, savings, and non-interest-bearing accounts, alongside retirement savings plans and certificates of deposit.
Consensus price target
$14.78 (+37 % vs price $10.75)
between $12.00 and $17.50 · 9 targets published in the last quarter
Closing price, Nov 2
A twelve-month target is not a fair value: compare it with the range in the Valuation tab.
Revenue and EPS estimates
| Fiscal year | Revenue (average) | Revenue (low – high) | EPS (average) | Analysts |
|---|---|---|---|---|
| 2026E | $2.1B | $2.1B – $2.1B | $0.14 | 13 |
| 2027E | $2.5B | $2.4B – $2.7B | $0.78 | 13 |
Figures in USD · consensus as of November 2, 2026
Analyst Consensus
| Strong Buy | 0 |
| Buy | 10 |
| Hold | 5 |
| Sell | 0 |
| Strong Sell | 0 |
| Total analysts | 15 |
| Avg rating (−2 sell to +2 buy) | 0.67 |
Recent Earnings Surprises
| Date | EPS Actual | EPS Est. | vs Est. |
|---|---|---|---|
| 2027-01-29 | $0.05 | ||
| 2026-10-23 | $0.01 | $0.07 | -86.2% |
| 2026-07-24 | $0.05 | $0.06 | -21.8% |
| 2026-04-24 | $0.04 | $0.03 | +33.3% |
| 2026-01-30 | $0.06 | $0.02 | +200.0% |
| 2025-10-24 | $-0.11 | $-0.06 | -83.3% |
| 2025-07-25 | $-0.19 | $-0.12 | -58.3% |
| 2025-04-25 | $-0.23 | $-0.26 | +11.5% |
Valuation Ratios
| P/E Ratio | 79.10 |
| Price / Book | 0.58 |
| Dividend Yield | 0.37% |
Income Statement (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.83B | $1.82B | $1.78B | $1.89B | $1.77B | $1.75B | $2.18B | $6.05B | $6.38B | $4.70B |
| Cost of Revenue | $391.7M | $489.5M | $676.9M | $855.0M | $670.0M | $403.0M | $829.0M | $3.25B | $4.89B | $2.93B |
| Gross Profit | $1.43B | $1.33B | $1.10B | $1.03B | $1.10B | $1.35B | $1.35B | $2.80B | $1.49B | $1.77B |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling, General & Admin | $545.7M | $561.2M | $446.5M | $422.0M | $425.0M | $430.0M | $512.0M | $1.90B | $2.38B | $1.18B |
| Operating Expenses | $657.8M | $660.4M | $546.6M | $511.0M | $511.0M | $541.0M | $523.0M | $2.85B | $2.87B | $1.96B |
| Operating Income | $777.1M | $668.2M | $557.7M | $523.0M | $588.0M | $806.0M | $826.0M | -$50.0M | -$1.38B | -$198.0M |
| EBITDA | $812.3M | $701.2M | $590.0M | $550.0M | $612.0M | $827.0M | $849.0M | $115.0M | -$1.19B | -$50.0M |
| Interest Expense | $387.5M | $452.2M | $658.7M | $848.0M | $608.0M | $400.0M | $696.0M | $2.41B | $3.80B | $2.75B |
| Pre-tax Income | $777.1M | $668.2M | $557.7M | $523.0M | $588.0M | $806.0M | $826.0M | -$50.0M | -$1.38B | -$198.0M |
| Income Tax | $281.7M | $202.0M | $135.3M | $128.0M | $77.0M | $210.0M | $176.0M | $29.0M | -$260.0M | -$21.0M |
| Net Income | $495.4M | $466.2M | $422.4M | $395.0M | $511.0M | $596.0M | $650.0M | -$79.0M | -$1.12B | -$177.0M |
| EPS | $3.04 | $2.70 | $2.37 | $2.31 | $3.06 | $3.59 | $3.78 | -$0.49 | -$3.49 | -$0.51 |
| EPS (Diluted) | $3.04 | $2.70 | $2.37 | $2.31 | $3.06 | $3.59 | $3.77 | -$0.49 | -$3.49 | -$0.51 |
| Shares Outstanding (Diluted) | 161.7 M | 162.4 M | 162.4 M | 155.2 M | 154.4 M | 154.7 M | 161.7 M | 237.9 M | 330.7 M | 415.3 M |
Price
| Price | $10.75 (closing price, November 2, 2026) |
| Market Cap | $4.5B |
| Exchange | NYSE |
| Country | US |
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Explore sector: Financial Services · Banks - Regional
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