Wall Street analyst estimates for Intercorp Financial Services Inc. (IFS): consensus price target and buy/hold/sell recommendations.
Intercorp Financial Services Inc. (IFS) is a Peruvian entity providing a wide array of financial solutions, encompassing banking, insurance, and wealth management, to both individual and corporate clients throughout Peru. The company operates through three primary divisions: Banking, Insurance, and Wealth Management.
Analyst Consensus
| Strong Buy | 0 |
| Buy | 2 |
| Hold | 2 |
| Sell | 0 |
| Strong Sell | 0 |
| Total analysts | 4 |
| Avg rating (−2 sell to +2 buy) | 0.50 |
Recent Earnings Surprises
| Date | EPS Actual | EPS Est. | vs Est. |
|---|---|---|---|
| 2026-11-09 | $1.42 | ||
| 2026-08-11 | $1.53 | $1.45 | +5.5% |
| 2026-05-11 | $1.59 | $1.36 | +16.9% |
| 2026-02-11 | $1.23 | $1.10 | +11.8% |
| 2025-11-06 | $1.12 | $1.16 | -3.4% |
| 2025-08-11 | $1.41 | $1.07 | +31.8% |
| 2025-05-08 | $1.06 | $0.89 | +19.1% |
| 2025-02-05 | $1.13 | $0.94 | +20.2% |
Valuation Ratios
| P/E Ratio | 8.56 |
| Price / Book | 1.39 |
| Dividend Yield | 3.87% |
Income Statement (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3.81B PEN | 4.00B PEN | 4.42B PEN | 4.94B PEN | 4.97B PEN | 5.31B PEN | 5.83B PEN | 6.28B PEN | 6.54B PEN | 7.11B PEN |
| Cost of Revenue | 786.4M PEN | 836.6M PEN | 662.2M PEN | 770.2M PEN | 2.41B PEN | 382.7M PEN | 783.4M PEN | 1.94B PEN | 1.73B PEN | 1.08B PEN |
| Gross Profit | 3.03B PEN | 3.17B PEN | 3.76B PEN | 4.17B PEN | 2.56B PEN | 4.92B PEN | 5.05B PEN | 4.34B PEN | 4.80B PEN | 6.03B PEN |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling, General & Admin | 1.57B PEN | 1.62B PEN | 1.99B PEN | 1.92B PEN | 1.85B PEN | 2.14B PEN | 2.40B PEN | 2.46B PEN | 2.53B PEN | 1.05B PEN |
| Operating Expenses | 1.76B PEN | 1.82B PEN | 2.22B PEN | 2.25B PEN | 2.20B PEN | 2.53B PEN | 2.88B PEN | 2.99B PEN | 3.16B PEN | 3.71B PEN |
| Operating Income | 1.26B PEN | 1.34B PEN | 1.54B PEN | 1.93B PEN | 356.3M PEN | 2.39B PEN | 2.17B PEN | 1.35B PEN | 1.65B PEN | 2.33B PEN |
| EBITDA | 1.39B PEN | 1.49B PEN | 1.71B PEN | 2.19B PEN | 625.1M PEN | 2.67B PEN | 2.50B PEN | 1.73B PEN | 2.06B PEN | 2.77B PEN |
| Interest Expense | 1.05B PEN | 1.08B PEN | 1.14B PEN | 1.36B PEN | 1.13B PEN | 987.3M PEN | 1.58B PEN | 2.51B PEN | 2.32B PEN | 2.13B PEN |
| Pre-tax Income | 1.26B PEN | 1.34B PEN | 1.54B PEN | 1.93B PEN | 356.3M PEN | 2.39B PEN | 2.17B PEN | 1.35B PEN | 1.65B PEN | 2.32B PEN |
| Income Tax | 333.9M PEN | 326.5M PEN | 415.5M PEN | 493.3M PEN | -72.9M PEN | 502.1M PEN | 462.5M PEN | 275.6M PEN | 314.4M PEN | 499.8M PEN |
| Net Income | 944.6M PEN | 1.03B PEN | 1.08B PEN | 1.44B PEN | 383.3M PEN | 1.79B PEN | 1.67B PEN | 1.07B PEN | 1.30B PEN | 1.82B PEN |
| EPS | 8.72 PEN | 9.63 PEN | 9.82 PEN | 12.78 PEN | 3.32 PEN | 15.51 PEN | 14.39 PEN | 9.33 PEN | 11.38 PEN | 16.31 PEN |
| EPS (Diluted) | 8.72 PEN | 9.63 PEN | 9.82 PEN | 12.78 PEN | 3.32 PEN | 15.51 PEN | 14.39 PEN | 9.33 PEN | 11.38 PEN | 16.31 PEN |
| Shares Outstanding (Diluted) | 108.4 M | 106.7 M | 110.4 M | 112.8 M | 115.4 M | 115.4 M | 115.4 M | 115.0 M | 114.3 M | 111.7 M |
Price
| Price | $46.55 (closing price, November 2, 2026) |
| Market Cap | $5.1B |
| Exchange | NYSE |
| Country | PE |
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Explore sector: Financial Services · Banks - Regional
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