Valuation dashboard for ING Groep N.V. (ING) with P/E 12.02, P/B 1.61, EV/EBITDA 23.53 and dividend yield 4.63%. DCF, Graham Number, EPS growth, peer multiples and dividend discount models plus sector comparison against other Financial Services companies.
ING Groep N.V. functions as a prominent global financial services institution, offering a comprehensive suite of banking products and solutions across a vast international footprint. Its operations extend throughout the Netherlands, Belgium, Germany, Poland, other European countries, North America, Latin America, Asia, and Australia.
Analysis Summary
ING Groep N.V. reported revenue of 23.04B EUR in the most recent fiscal year, growing at a 5-year CAGR of -3.1%. Net income reached 6.33B EUR, with a 20.6% 5-year CAGR.
Trailing-twelve-month margins: gross margin 94.2%, operating margin 41.3%, net margin 28.0%.
At $31.46 (closing price, October 30, 2026), ING trades at a P/E of 12.02 and an ROE of 13.48%. Market capitalisation stands at $89.5B, placing it among large-cap names.
Balance sheet quality for ING: current ratio of 0.1. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 12.02 |
| Price / Book | 1.61 |
| EV / EBITDA | 23.53 |
| Dividend Yield | 4.63% |
Valuation Models
| DCF Fair Value | $28.55 |
| vs Current Price | -9.3% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| ING | ING Groep N.V. | $89.5B | 12.02 | 1.61 | 13.5% |
| JPM | JPMorgan Chase & Co. | $895.9B | 14.14 | 2.42 | 17.9% |
| BAC | Bank of America Corporation | $346.2B | 11.94 | 1.21 | 10.7% |
| HSBC | HSBC Holdings plc | $292.7B | 11.24 | 1.51 | 14.2% |
| C | Citigroup Inc. | $205.7B | 11.96 | 0.98 | 9.2% |
| MUFG | Mitsubishi UFJ Financial Group, Inc. | $242.7B | 14.52 | 1.71 | 12.3% |
| SAN | Banco Santander, S.A. | $162.8B | 9.12 | 1.32 | 15.0% |
| UBS | UBS Group AG | $146.0B | 16.39 | 1.70 | 10.5% |
Price
| Price | $31.46 (closing price, October 30, 2026) |
| Market Cap | $89.5B |
| Exchange | NYSE |
| Country | NL |
Profitability
| Return on Equity | 13.48% |
| Return on Invested Capital | 0.59% |
| Return on Assets | 0.57% |
| Gross Margin | 94.23% |
| Operating Margin | 41.35% |
| Net Margin | 28.03% |
Related companies: JPM · BAC · HSBC · C · MUFG · SAN · UBS · BCS
Explore sector: Financial Services · Banks - Diversified
More sections of ING: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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