Valuation dashboard for Old Republic International Corporation (ORI) with P/E 8.26, P/B 1.55, EV/EBITDA 8.07 and dividend yield 9.90%. DCF, Graham Number, EPS growth, peer multiples and dividend discount models plus sector comparison against other Financial Services companies.
Old Republic International Corporation (ORI), through its various subsidiary entities, specializes in insurance underwriting and related services, primarily conducting business in the United States and Canada. The company organizes its operations into three main divisions: General Insurance, Title Insurance, and the Republic Financial Indemnity Group Run-off Business.
Analysis Summary
Old Republic International Corporation reported revenue of $9.09B in the most recent fiscal year, growing at a 5-year CAGR of 4.9%. Net income reached $936.1M, with a 10.9% 5-year CAGR.
Trailing-twelve-month margins: gross margin 51.0%, operating margin 13.3%, net margin 11.4%.
At $37.73 (closing price, October 28, 2026), ORI trades at a P/E of 8.26 and an ROE of 18.56%. Market capitalisation stands at $9.1B.
Balance sheet quality for ORI: current ratio of 3.4. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 8.26 |
| Price / Book | 1.55 |
| EV / EBITDA | 8.07 |
| Dividend Yield | 9.90% |
Valuation Models
| DCF Fair Value | $82.20 |
| vs Current Price | +117.9% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| ORI | Old Republic International Corporation | $9.1B | 8.26 | 1.55 | 18.6% |
| CINF | Cincinnati Financial Corporation | $27.5B | 10.52 | 1.70 | 16.5% |
| SKWD | Skyward Specialty Insurance Group, Inc. | $2.6B | 13.51 | 1.87 | 16.8% |
| CB | Chubb Limited | $137.2B | 12.38 | 1.87 | 15.1% |
| TRV | The Travelers Companies, Inc. | $80.8B | 10.33 | 2.83 | 26.2% |
| WRB | W. R. Berkley Corporation | $26.6B | 15.14 | 2.83 | 18.9% |
| CNA | CNA Financial Corporation | $13.1B | 10.64 | 1.16 | 12.0% |
| AFG | American Financial Group, Inc. | $12.5B | 13.14 | 2.59 | 20.0% |
Price
| Price | $37.73 (closing price, October 28, 2026) |
| Market Cap | $9.1B |
| Exchange | NYSE |
| Country | US |
Profitability
| Return on Equity | 18.56% |
| Return on Invested Capital | 4.60% |
| Return on Assets | 3.50% |
| Gross Margin | 50.96% |
| Operating Margin | 13.30% |
| Net Margin | 11.40% |
Related companies: CINF · SKWD · CB · TRV · WRB · CNA · AFG · RLI
Explore sector: Financial Services · Insurance - Property & Casualty
More sections of ORI: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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