Valuation dashboard for Primerica, Inc. (PRI) with P/E 11.29, P/B 3.48, EV/EBITDA 8.15 and dividend yield 1.65%. DCF, Graham Number, EPS growth, peer multiples and dividend discount models plus sector comparison against other Financial Services companies.
Primerica Inc., operating with its various subsidiaries, delivers a comprehensive suite of financial services and products primarily aimed at middle-income households throughout the United States and Canada. The company organizes its business into four distinct divisions: Term Life Insurance, Investment and Savings Products, Senior Health, and Corporate & Other Distributed Products.
Analysis Summary
Primerica, Inc. reported revenue of $3.23B in the most recent fiscal year, growing at a 5-year CAGR of 7.8%. Net income reached $751.2M, with a 14.2% 5-year CAGR.
Trailing-twelve-month margins: gross margin 72.1%, operating margin 30.2%, net margin 23.4%.
At $281.09 (closing price, October 30, 2026), PRI trades at a P/E of 11.29 and an ROE of 32.55%. Market capitalisation stands at $8.7B.
Balance sheet quality for PRI: current ratio of 6.6. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 11.29 |
| Price / Book | 3.48 |
| EV / EBITDA | 8.15 |
| Dividend Yield | 1.65% |
Valuation Models
| DCF Fair Value | $271.71 |
| vs Current Price | -3.3% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| PRI | Primerica, Inc. | $8.7B | 11.29 | 3.48 | 32.5% |
| PFG | Principal Financial Group, Inc. | $23.8B | 12.40 | 2.05 | 16.5% |
| BHF | Brighthouse Financial, Inc. | $2.5B | 3.47 | 0.37 | 13.2% |
| AFL | Aflac Incorporated | $62.1B | 13.35 | 2.06 | 16.4% |
| CRBG | Corebridge Financial, Inc. | $15.5B | 20.36 | 1.53 | 7.5% |
| GL | Globe Life Inc. | $12.2B | 10.60 | 2.02 | 19.5% |
| EQH | Equitable Holdings, Inc. | $14.7B | 8.5% | ||
| JXN | Jackson Financial Inc. | $9.1B | 172.99 | 0.95 | 1.0% |
Price
| Price | $281.09 (closing price, October 30, 2026) |
| Market Cap | $8.7B |
| Exchange | NYSE |
| Country | US |
Profitability
| Return on Equity | 32.55% |
| Return on Invested Capital | 9.81% |
| Return on Assets | 5.39% |
| Gross Margin | 72.14% |
| Operating Margin | 30.19% |
| Net Margin | 23.42% |
Related companies: PFG · BHF · AFL · CRBG · GL · EQH · JXN · VOYA
Explore sector: Financial Services · Insurance - Life
More sections of PRI: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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