Wall Street analyst estimates for TFS Financial Corporation (TFSL): consensus price target and buy/hold/sell recommendations.
TFS Financial Corporation delivers a comprehensive array of retail banking solutions to individual consumers across the United States. The company's deposit offerings encompass savings, money market, and checking accounts, in addition to individual retirement accounts, various qualified retirement plans, and certificates of deposit.
Analyst Consensus
| Strong Buy | 0 |
| Buy | 1 |
| Hold | 3 |
| Sell | 0 |
| Strong Sell | 0 |
| Total analysts | 4 |
| Avg rating (−2 sell to +2 buy) | 0.25 |
Recent Earnings Surprises
| Date | EPS Actual | EPS Est. | vs Est. |
|---|---|---|---|
| 2027-01-28 | $0.10 | ||
| 2026-10-29 | $0.09 | $0.09 | +0.0% |
| 2026-07-30 | $0.11 | $0.08 | +37.5% |
| 2026-04-30 | $0.08 | $0.08 | +0.0% |
| 2026-01-29 | $0.08 | $0.09 | -11.1% |
| 2025-10-30 | $0.09 | $0.08 | +12.5% |
| 2025-07-30 | $0.08 | $0.08 | +0.0% |
| 2025-04-30 | $0.07 | $0.07 | +0.0% |
Valuation Ratios
| P/E Ratio | 45.69 |
| Price / Book | 2.30 |
| Dividend Yield | 7.05% |
Income Statement (10y)
| Year | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $428.8M | $464.6M | $502.6M | $508.5M | $444.6M | $433.1M | $633.3M | $758.8M | $792.0M | $839.2M |
| Cost of Revenue | $113.1M | $151.1M | $206.7M | $216.0M | $148.7M | $142.9M | $326.9M | $454.1M | $473.0M | $485.0M |
| Gross Profit | $315.7M | $313.5M | $295.9M | $292.5M | $295.9M | $290.2M | $306.5M | $304.7M | $319.0M | $354.3M |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling, General & Admin | $125.5M | $131.8M | $133.8M | $131.1M | $137.1M | $140.0M | $151.5M | $142.1M | $137.7M | $171.5M |
| Operating Expenses | $182.4M | $192.3M | $193.7M | $192.3M | $195.8M | $198.1M | $213.1M | $204.3M | $204.3M | $225.4M |
| Operating Income | $133.3M | $121.2M | $102.2M | $100.2M | $100.1M | $92.1M | $93.4M | $100.3M | $114.7M | $128.9M |
| EBITDA | $154.2M | $146.4M | $125.2M | $133.1M | $132.7M | $119.1M | $111.5M | $119.3M | $137.8M | $616.3M |
| Interest Expense | $130.1M | $162.1M | $216.7M | $213.0M | $157.7M | $141.9M | $328.4M | $455.6M | $470.5M | $487.5M |
| Pre-tax Income | $133.3M | $121.2M | $102.2M | $100.2M | $100.1M | $92.1M | $93.4M | $100.3M | $114.7M | $128.9M |
| Income Tax | $44.5M | $35.8M | $22.0M | $16.9M | $19.1M | $17.5M | $18.1M | $20.7M | $23.8M | $28.1M |
| Net Income | $88.9M | $85.4M | $80.2M | $83.3M | $81.0M | $74.6M | $75.2M | $79.6M | $91.0M | $100.7M |
| EPS | $0.32 | $0.31 | $0.29 | $0.30 | $0.29 | $0.26 | $0.27 | $0.28 | $0.32 | $0.36 |
| EPS (Diluted) | $0.32 | $0.31 | $0.28 | $0.30 | $0.29 | $0.26 | $0.26 | $0.28 | $0.32 | $0.35 |
| Shares Outstanding (Diluted) | 279.3 M | 277.3 M | 277.4 M | 277.8 M | 278.6 M | 278.7 M | 278.6 M | 279.1 M | 279.8 M | 280.1 M |
Price
| Price | $16.52 (closing price, November 2, 2026) |
| Market Cap | $4.6B |
| Exchange | NASDAQ |
| Country | US |
Related companies: WSFS · NWBI · 0O84.L · MFG · HDB · IBN · SBID.L · USB
Explore sector: Financial Services · Banks - Regional
More sections of TFSL: Overview · Financials · Valuation · Statistics · Technical · Ownership · News · Events
Discover more: Weekly Radar: the S&P 500 through the Buffett and Lynch methods · Companies that pass the Buffett method · Companies that pass the Lynch method · Stocks that pass Graham's defensive investor test today · Investment Academy — learn to analyze stocks