Wall Street analyst estimates for WaFd, Inc. (WAFD): consensus price target and buy/hold/sell recommendations.
WaFd, Inc. delivers a comprehensive suite of banking and financial services, encompassing lending, deposit accounts, and insurance, primarily catering to individual consumers. Beyond retail banking, the company also serves the financial needs of mid-sized to large businesses, as well as owners and developers within the commercial real estate sector. Established on November 15, 1994, WaFd, Inc. maintains its headquarters in Seattle, Washington.
Analyst Consensus
| Strong Buy | 0 |
| Buy | 0 |
| Hold | 10 |
| Sell | 1 |
| Strong Sell | 0 |
| Total analysts | 11 |
| Avg rating (−2 sell to +2 buy) | -0.09 |
Recent Earnings Surprises
| Date | EPS Actual | EPS Est. | vs Est. |
|---|---|---|---|
| 2027-01-21 | $0.80 | ||
| 2026-10-15 | $0.85 | $0.84 | +0.8% |
| 2026-07-16 | $0.81 | $0.81 | -0.6% |
| 2026-04-16 | $0.83 | $0.75 | +10.7% |
| 2026-01-15 | $0.75 | $0.76 | -1.3% |
| 2025-10-16 | $0.72 | $0.77 | -5.9% |
| 2025-07-17 | $0.73 | $0.67 | +9.0% |
| 2025-04-11 | $0.65 | $0.58 | +12.1% |
Valuation Ratios
| P/E Ratio | 8.96 |
| Price / Book | 0.73 |
| EV / EBITDA | 11.64 |
| Dividend Yield | 3.66% |
Income Statement (10y)
| Year | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $602.6M | $651.1M | $734.6M | $708.3M | $652.6M | $733.4M | $1.10B | $1.43B | $1.41B | $1.42B |
| Cost of Revenue | $114.9M | $129.5M | $188.8M | $173.5M | $87.0M | $74.8M | $394.2M | $728.4M | $693.0M | $642.0M |
| Gross Profit | $487.7M | $521.6M | $545.8M | $534.7M | $565.6M | $658.6M | $701.1M | $704.3M | $717.7M | $774.9M |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling, General & Admin | $123.7M | $135.1M | $143.4M | $158.5M | $190.5M | $203.4M | $216.6M | $263.0M | $327.2M | $276.5M |
| Operating Expenses | $231.5M | $264.3M | $283.1M | $315.6M | $332.5M | $358.6M | $376.0M | $448.3M | $427.5M | $447.4M |
| Operating Income | $256.2M | $257.2M | $262.8M | $219.2M | $233.1M | $300.0M | $325.1M | $256.1M | $289.6M | $327.5M |
| EBITDA | $297.9M | $304.0M | $293.8M | $259.1M | $267.1M | $364.1M | $348.0M | $390.2M | $299.4M | $327.5M |
| Interest Expense | $117.0M | $134.9M | $190.4M | $151.8M | $86.5M | $71.8M | $352.7M | $710.9M | $685.2M | $603.5M |
| Pre-tax Income | $256.2M | $257.2M | $262.8M | $219.2M | $233.1M | $300.0M | $325.1M | $256.1M | $289.6M | $327.5M |
| Income Tax | $82.7M | $53.4M | $52.5M | $45.7M | $49.5M | $63.7M | $67.7M | $56.0M | $63.6M | $71.7M |
| Net Income | $173.5M | $203.8M | $210.3M | $173.4M | $183.6M | $236.3M | $257.4M | $200.0M | $226.1M | $255.9M |
| EPS | $1.95 | $2.40 | $2.61 | $2.26 | $2.39 | $3.40 | $3.72 | $2.50 | $2.64 | $3.21 |
| EPS (Diluted) | $1.94 | $2.40 | $2.61 | $2.26 | $2.39 | $3.39 | $3.72 | $2.50 | $2.63 | $3.21 |
| Shares Outstanding (Diluted) | 89.2 M | 85.1 M | 80.5 M | 76.7 M | 72.6 M | 65.4 M | 65.3 M | 74.3 M | 80.3 M | 75.2 M |
Price
| Price | $29.66 (closing price, October 29, 2026) |
| Market Cap | $2.2B |
| Exchange | NASDAQ |
| Country | US |
Related companies: WTFC · WSFS · BANR · WAL
Explore sector: Financial Services · Banks - Regional
More sections of WAFD: Overview · Financials · Valuation · Statistics · Technical · Ownership · News · Events
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