Valuation dashboard for WaFd, Inc. (WAFD) with P/E 8.96, P/B 0.73, EV/EBITDA 11.64 and dividend yield 3.66%. DCF, Graham Number, EPS growth, peer multiples and dividend discount models plus sector comparison against other Financial Services companies.
WaFd, Inc. delivers a comprehensive suite of banking and financial services, encompassing lending, deposit accounts, and insurance, primarily catering to individual consumers. Beyond retail banking, the company also serves the financial needs of mid-sized to large businesses, as well as owners and developers within the commercial real estate sector. Established on November 15, 1994, WaFd, Inc. maintains its headquarters in Seattle, Washington.
Analysis Summary
WaFd, Inc. reported revenue of $1.42B in the most recent fiscal year, growing at a 5-year CAGR of 16.8%. Net income reached $255.9M, with a 6.9% 5-year CAGR.
Trailing-twelve-month margins: gross margin 54.7%, operating margin 23.1%, net margin 18.1%.
At $29.66 (closing price, October 29, 2026), WAFD trades at a P/E of 8.96 and an ROE of 8.50%. Market capitalisation stands at $2.2B.
Balance sheet quality for WAFD: current ratio of 0.3. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 8.96 |
| Price / Book | 0.73 |
| EV / EBITDA | 11.64 |
| Dividend Yield | 3.66% |
Valuation Models
| DCF Fair Value | $10.12 |
| vs Current Price | -65.9% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| WAFD | WaFd, Inc. | $2.2B | 8.96 | 0.73 | 8.5% |
| WTFC | Wintrust Financial Corporation | $10.4B | 11.69 | 1.45 | 12.5% |
| WSFS | WSFS Financial Corporation | $4.1B | 12.47 | 1.55 | 12.4% |
| BANR | Banner Corporation | $2.5B | 11.79 | 1.12 | 10.1% |
| WAL | Western Alliance Bancorporation | $8.5B | 8.58 | 1.09 | 13.1% |
Price
| Price | $29.66 (closing price, October 29, 2026) |
| Market Cap | $2.2B |
| Exchange | NASDAQ |
| Country | US |
Profitability
| Return on Equity | 8.50% |
| Return on Invested Capital | 4.37% |
| Return on Assets | 0.94% |
| Gross Margin | 54.69% |
| Operating Margin | 23.12% |
| Net Margin | 18.06% |
Related companies: WTFC · WSFS · BANR · WAL
Explore sector: Financial Services · Banks - Regional
More sections of WAFD: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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